Showing posts with label collection company. Show all posts
Showing posts with label collection company. Show all posts

Friday, August 15, 2025

Why You Should Have Tighter Controls on New Customers

Are you worried about customer loyalty?
An old-fashioned graphic of a man holding up a pile of bills in one hand, representing the Mullers' commercial collection services in Michigan.


When you first extend credit, your new customer knows they’re being monitored. For that reason, in most cases they’ll pay the first few invoices on time. After that point, some customers decide that they can relax and pay less promptly because they’ve already earned your respect and are no longer under the microscope, and their payments may start slowing.

In order to collect on a debt, you need to be able to identify exactly who your debtor is – such as a partnership, a corporation, or a limited liability company. This is not always easy! This process can be long and complicated, especially if your debtor is using multiple names and/or locations.


Hire a Michigan Commercial Collections Attorney Today!


To protect your creditors’ rights, contact an experienced attorney for commercial collections in Michigan at (248) 645-2440 or via contact form for an effective resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Friday, August 1, 2025

Four Ways to Implement Tighter Controls on New Customers

A photo of a pile of cash, representing what you could be collecting with the Muller's commercial collection services in Michigan.
Are you finding it challenging to get new customers to pay on-time?

To protect yourself, you may choose to adopt some of the following controls:

  1. Put the customer on a short leash, such as a 15-day watch list, so you detect a slowdown in payments almost immediately.
  2. Be ready to turn off the credit faucet: no credit if no payment.
  3. Hold up further deliveries of your goods or services until the customer pays his late invoices.
  4. Get additional assurance of payment, such as liens, guarantees, and promissory notes.


Hire a Michigan Commercial Collections Attorney Today!


To protect your creditors’ rights, contact an experienced attorney for commercial collections in Michigan at (248) 645-2440 or via contact form for an effective resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Tuesday, July 15, 2025

Monitoring a Payment Plan

An image of a monitoring camera looking at money, representing our Michigan collection company monitoring a payment plan.
Have you set up a payment plan with a debtor?

When your debtor is short of cash and can’t pay off the entire debt at once, setting up a payment plan makes a lot of sense. But after you have the payment plan in hand, how do you keep the payments coming in?

After you set up a plan where the debtor is to pay off the account in installments, you should closely monitor the account, watching for any sign that the debtor is falling behind again. After the payment plan is implemented, remind the debtor that you expect all installments to be paid on time. 

But what do you do if the debtor misses a payment? Once again, the account is delinquent, and you certainly don’t want to go back to square one. As long as you actually intend to file a lawsuit if the debt isn’t paid, this is the time to threaten litigation.


Need a collection company that operates in Michigan?


You’re in the right place!

Your money is our #1 priority. If your or your debtor live in Michigan, our collection company can help! Take the pressure and frustration off your plate by contacting the Mullers at (248) 645-2440 or by submitting a contact form.

Tuesday, July 1, 2025

Effective Reminders for Debtors on Payment Plans

An image of a clock and calendar with a "Reminder" stamp over it, representing reminders given to debtors by a collection company.
How can you make sure your debtor doesn’t fall behind on a payment plan? 

After you set up a plan where the debtor is to pay off the account in installments, you should closely monitor the account, watching for any sign that the debtor is falling behind again. After the payment plan is implemented, remind the debtor that you expect all installments to be paid on time. 

Here’s how you can remind your debtor effectively:

  • Send statements to the debtor in advance of each payment due date. Restate the due date, amount due, and remaining balance.
  • Place reminder phone calls/emails. Remind the debtor that you expect all installments to be paid on time.


Need a collection company that operates in Michigan?


You’re in the right place!

Your money is our #1 priority. If your or your debtor live in Michigan, our collection company can help! Take the pressure and frustration off your plate by contacting the Mullers at (248) 645-2440 or by submitting a contact form.

Saturday, July 1, 2023

Short-Circuiting Debtor Stall Tactics

Do your customers stall with their payments?

A man and woman smiling | Collection services Michigan

If a debtor gets away with stalling on an account, your company ends up footing the bill for any shortfall in cash flow. In a difficult economy, your cash flow may be strained even when your customers pay on time. You must cut the stall tactics short to improve your cash flow and regain control.

Some of the best ways to short-circuit stall tactics are:

Require that disputes be supported by facts – A general allegation that “This invoice just doesn’t seem right” or “There must have been a mistake somewhere on your end” just isn’t sufficient. You can’t resolve that kind of dispute because you have no facts to work with. Make the debtor specify what’s wrong.

Quickly resolve any disputes – Insist that you need to know now what disputes exist, immediately followed up by any documentation the debtor has concerning the disputes. Example: “I hear what you’re saying about an alleged dispute, but I need you to back up your comment with full documentation. Can you fax it to me this afternoon?”

Learn more tactics on our website!

Professional Collection Services in Michigan

Need help with collection services in Michigan?

When you’re looking for collection results, you want a reputable professional who has been doing this work for a long time. With over five decades of legal collections experience, you can count on the attorneys at the law firm of Muller, Muller, Richmond &Harms, P.C., to take aggressive action and to get results for you.

Fill out our contact form or give us a call at (248)645-2440 to get the money you deserve!

Friday, April 14, 2023

Documenting Disappointment for a Paper Trail

Have you been keeping a detailed file on your debtor?

A person looking at a computer | Collection companies Michigan

Documenting your disappointment is another aspect to add to the debtor’s file to create a convincing a paper trail.

Suppose you’ve reached an understanding and sent written confirmation to the debtor but haven’t heard anything back – no confirmation, no check, no apology. Send another letter reiterating the debtor’s admission and the agreement, and expressing your disappointment at the fact that the debtor didn’t follow through.

Learn what to do when you receive oral admissions!

Collect with a Collection Company in Birmingham, Michigan 

At Muller, Muller, Richmond, & Harms, P.C., our attorneys specialize in debt collection in Michigan. We can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

To protect your creditors’ rights, contact an experienced collection company in Michigan today at (248) 645-2440 for an effective resolution to your collection matters.


Monday, March 13, 2023

When to Insist on a Personal Guaranty

Is your customer considering a personal guaranty of payment to extend their credit?

Business papers scattered on a table | Collection companies Michigan

When considering extending credit based on a guaranty:

  • Confirm that the guarantor is creditworthy. To ensure that the guarantor is financially sound, you can informally rely on business reputation, the impressions of the salesperson on the account, or information someone else within your company who is familiar with the general financial condition of the proposed guarantor. A more sophisticated approach is to get a credit report for the proposed guarantor.
  • If the guarantor is a corporation, require a resolution from the board of directors authorizing the individual to sign the guaranty.
  • If the guarantor is an individual and you can do so while following the constraints of the Equal Credit Opportunity Act, have the guarantor’s spouse sign the guaranty so that you can collect action against joint assets.

Learn what to do once you get the guaranty on our website!

Collect with One of the Best Collection Companies in Michigan

Looking for other ways to collect?

Muller Law Firm will handle your case with the professional attention it deserves! 

Contact one of the best collection companies in Michigan today at (248)645-2440 for an immediate resolution to your collection matters.

Wednesday, March 1, 2023

What is a Personal Guaranty?

Are your customers asking for an extension of credit?

Are they less than trustworthy?

In the credit industry, when an applicant asks for an extension of credit that isn’t justified based on their net worth, rejection is imminent. One way to extend credit to applicants who fall into this category is to request that the customer obtain a guaranty of payment from either a person or another company. You can incorporate a guaranty into your credit application, or it may be a separate document.

Guaranties come in two forms: guaranty of payment and guaranty of collection or performance. With a guaranty of payment, you can collect payment from the guarantor without first trying to collect from the primary debtor. 

With a guaranty of collection or performance, you must first attempt (and fail) to collect from the primary debtor before you can collect from the guarantor.

You always want a guaranty of payment to collect as quickly as possible.

Learn what to expect from a guaranty on our website!

Collect with One of the Best Collection Companies in Michigan

Looking for other ways to collect?

Muller Law Firm will handle your case with the professional attention it deserves! 

Contact one of the best collection companies in Michigan today at (248)645-2440 for an immediate resolution to your collection matters.

Tuesday, November 1, 2022

Resolving Disputes: Asking, Then Listening

Do you have difficult customers who complain often?

A man on the phone | Collection services Michigan

When a customer has a complaint, sometimes the best way to get the information you need is to ask a simple question: “What seems to be the problem?” You then must listen carefully and analytically to your customer’s response.

Here’s one example:

The customer says: “The salesperson messed up the order.”

You need to inquire:

  • Which salesperson? Ask for the salesperson’s name and other pertinent information, such as what office the person works in, so you can track them down for comment.
  • What does “messed up” mean, exactly? Get specifics of the conversations or representations, so you can figure out how to respond to and overcome the objections.
  • What invoices are in question and what specific issues are being raised in relation to each of those invoices?

Learn other situations that this strategy works for on our website.

Collection Services in Michigan

Is your customer refusing to pay even after multiple requests?

You may need collection services.

At Muller, Muller, Richmond, & Harms, P.C., our attorneys specialize in debt collection services in Michigan. We can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case.

Fill out the information on our “Contact Us” page or give us a call at 248-645-2440 for collection services in Michigan. 

Monday, June 13, 2022

Binding Vs. Nonbinding Disputes

A gavel | Collection companies Michigan

Are you progressing through alternative dispute resolution?

Whichever form of ADR you choose, you must decide whether you want the result of the dispute to be binding or nonbinding:

Binding – You’re obligated to accept the outcome of the dispute resolution proceeding, and the final order takes the form of an enforceable contract. The final order may often be filed with a court and becomes enforceable as a court order or judgement.

Nonbinding – You may choose to accept or reject the mediator’s opinion. In other words, the mediator doesn’t come in and make the final ruling that is then entered with the court as a judgement.

Nonbinding ADR is a two-way street, and the other side also has the right to reject the result.

Most mediation proceedings aren’t binding. In contrast, arbitration proceedings usually are binding, and they’re usually structured so that the arbitrator’s order can be filed with a court and enforced as a judgement.

Learn more about alternative dispute resolution.

Experienced Collection Companies in Birmingham, Michigan

Need additional assistance with your claim?

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact one of the most experienced collection companies in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Wednesday, June 1, 2022

Forms of Alternative Dispute Resolution

Do you want to avoid filing a formal lawsuit?

Two people shaking hands | Collection companies Michigan

Alternative dispute resolution (ADR) is likely the best option for you. ADR comes in many forms. The two primary forms are:

  • Mediation – A mediator helps the parties achieve a mutually agreeable resolution of their dispute.
  • Arbitration – An arbitrator (or panel of arbitrators) reviews evidence, listens to the parties argue their case, and then issues a ruling deciding the dispute.

You may also choose a hybrid form of ADR, moving from mediation into arbitration: First, you mediate your claims until you reach an impasse. Then all remaining issues are decided by arbitration.

Learn more about the potential results of ADR.

Experienced Collection Companies in Birmingham, Michigan

Need additional assistance with your claim?

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact one of the most experienced collection companies in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Saturday, June 15, 2019

Is Your Deal Legal?

collection company michiganIs your deal legal? Did you have a legal document drawn up? Are you in the habit of making deals without a signed contract? That’s probably a bad idea. 

When you’ve made an oral agreement, it’s good practice to follow it up with something in writing. Even a quick email stating something like: “This confirms our understanding that you’ll pay $3,000 for 500 widgets.”

Learn more here!

Collection Companies in Michigan Fight for Your Creditors’ Rights!




If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact an experienced collection company in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Saturday, June 1, 2019

Get it in Writing!

collection company michiganYour handshake deal is legal, so why does everybody tell you to “get it in writing?” That “if it isn’t written, it doesn’t exist”? The two main reasons are:

Memories fade: You may have a very clear understanding of your agreement at the time you shake hands or hang up the phone, but what will your memory be like in six months? What will your customer’s memory be? You may both, in good faith, have different recollections of your deal. How do you decide who’s right?

People lie: When your debtor denies that a contract existed, tries to change its terms, or misrepresents the negotiated price, you have no document that establishes the truth.

Call Experienced Collection Company in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our collection company in Michigan today at (248) 645-2440 for a free no obligation consultation.

Friday, March 1, 2019

Should you write off the debt instead of turning it over?

collection companies MichiganWhy should you pay $100 to collect $50? Good question. It doesn’t make sense to overspend when collecting accounts receivable. The costs of collection should never exceed the receivable’s full value. 

If your case goes into litigation, you incur collection costs in addition to the fee payable to your collections professional. Learn more here!

File for Debt Collection in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


If you run out of time to file a lawsuit before the statute of limitations runs, you may lose your legal rights to recover your receivable. To protect your creditors’ rights, contact one of the most experienced collection companies in Michigan today at (248) 645-2440 for an effective resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Sunday, May 1, 2016

Prevent Fraud Debt Payments Today!

As a collection company in Michigan, we’ve seen every possible scam there is that people use to try to avoid actually paying off their debt.

•    Pay in large sums with a fake cashiers check
•    Offer a wire transfer that turns out to be a scam
•    Pay by putting balance on a fraudulent credit card

Don’t ignore a red flag! If a large payment offer seems too good to be true, it probably is. Don’t be fooled by what seems to be an over-generous payment. If you’re not sure how to tell whether an offer is genuine, contact our collection company in Michigan today to help you sort out fraud payments.

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. Don’t let the stress of trying to contact and get results from a debtor weigh you down any longer! Let our team of experienced debt collection attorneys do the hard work for you. You work hard for your clients/customers on a regular basis, and deserve to be compensated for your services. If you are not getting your invoices paid, it’s time to get an attorney involved.

Michigan Debt Collection Attorneys Fight for Your Creditors’ Rights!


If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced  collection company in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.