Wednesday, November 15, 2017

We Can Help You Determine a Litigation Strategy!

Are you prepared to take legal action?

Do you know your rights?

Are you prepared to represent yourself if your case goes to court?

If you’re not ready to represent yourself in court, hire an attorney! We offer many debt collection services in Michigan to help assist you with your claim.

Litigation is a debt collection service we offer that can include a number of things before, during, and after a lawsuit to enforce a legal right.  In addition to the actual lawsuit, pre-suit negotiations, arbitrations, facilitations and appeals may also be a part of your litigation process. 

At Muller Law Firm, we’re the experts when it comes to debt collection services in Michigan. We handle everything from pre-suit negotiations, to post-suit negotiations. 

You expect results and we expect results! We’ll handle your case with the professional attention it deserves and we’re prepared to use all our options to collect your overdue debts. For over 56 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way.

Debt Collection Services in Michigan: Get Started Today!



When you hire one of our debt collection attorneys to take your case, we’ll ease your stress by developing a strategy that works best for your unique case. An in-depth analysis and investigation of the facts will help us determine your options. Call us at 248-645-2440 for a free initial consultation and strategy meeting!

Wednesday, November 1, 2017

How to Ensure Your Lawsuit is Properly Served

Are you worried about your lawsuit being served?

Do you want to ensure your lawsuit gets served properly?

Are you worried you won’t be able to track down your debtors to serve them with a lawsuit?

In order to ensure your lawsuit is properly served, you must serve the summons and complaint on the defendant within 90-120 days of filing the lawsuit. The papers must be served to the defendant in person, directly to the defendant, rather than by mail or by leaving it at the defendant’s home or work. If you’re suing more than one person, even if the defendants each live or work at the same address, you must ensure that your lawsuit is served to each debtor in person.

Who Can Serve the Lawsuit?


If you’re having trouble tracking down your debtors, we can help you! At Muller Law Firm, we use sheriffs, marshals, policemen, and detectives to serve your lawsuits for a small fee. We may also consider hiring a private process server. Sometimes states require the court to approve your process server first before they can serve your lawsuit.

Debt Collection Services: File for Debt Collection in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm to speak with a lawyer about our debt collection services in Michigan today at (248) 645-2440 for a free no obligation consultation.


Sunday, October 15, 2017

Sharpen Your Negotiating Skills

Are you a good negotiator? 

Are you able to get what you want by guiding a discussion in your favor?

Are you able to take quick action when a client’s payment habits change?
debt collector Michigan

Keep in mind that practice makes perfect! Your ability to communicate, negotiate, and react to a late-paying or nonpaying customer is a skill that you must hone if you want to stay effective! In the collections business, you need to think on your feet and grab all opportunities to get paid, because you can’t count on second chances.

For better negotiating results:
  1. Know who you’re up against!
  2. Be flexible, but firm.
  3. Try not to make the first offer.
  4. Ask for more than you expect to get.
  5. Make your sticking points known.
  6. Think on your feet to accomplish important goals.
  7. Provide minimal explanation.
  8. Put all agreements in writing!

Call Experienced Debt Collectors in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

Sunday, October 1, 2017

How to Seize a Debtor’s Assets

Do you know your rights when it comes to seizing assets?

Do you know how levies and seizure work?

Are you aware assets your debtor owns that may be subject to seizure?
debt collector Michigan

If you do know about your debtors’ assets, you may ask the court to issue a writ to attach property, also known as writ of execution or a writ to seize property. 

According to the Credit & Collections Kit for Dummies, by Steven A. Harms, “Most states require that you use writs to attach property against personal property first and against real property second. That means your officer must levy against items such as cars and boats before taking real estate.”

Once you have the writ of seizure, it is given to a court officer or deputy sheriff. It’s their job to contact your debtor to see if your judgment will be paid without having to seize their assets. If assets are collected, they’re usually transported to a secure storage facility for 10 days to perform inventory and organize them for sale. During this time, your debtor can redeem the assets by paying the judgment in full, plus expenses, interest, and sheriff’s fees. However, if the assets aren’t redeemed, they can be sold at a public auction.

Call Experienced Debt Collectors in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm seize your debtors’ assets is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

Friday, September 15, 2017

3 Simple Ways to Deal With Problem Checks!

Are you having a problem processing your debtors’ checks?

Is your debtor writing checks that don’t clear the bank?

Do you need help getting your company on the right track?

Checks may bounce because of a mistake by your customer. Mistakes can happen, they may have just forgotten to deposit enough funds in their account to cover all of their bills. 
debt collection Michigan

With a few simple steps, you can minimize the impact of nonsufficient funded checks by following this advice:

  1. Deposit checks as soon as you receive them
  2. Anticipate that nonsufficient checks will happen
  3. Know your customer


According to the Credit & Collections Kit for Dummies, “If the customer doesn’t immediately offer to replace the nonsufficient check with a cashier’s check, deposit the same check a second time. The second time may be the charm, and it just may clear.” Your best bet is to call your customer’s bank to see if there are sufficient funds to cover your check. In the long run, you could save yourself a huge headache. 

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome.

Attorneys for Debt Collection in Michigan Fight for Your Creditors’ Rights!



If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced attorneys for debt collection in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Friday, September 1, 2017

Judgment Enforcement and Renewal

Are you having a hard time collecting payment from your debtors?

How can you enforce a judgement?

Are you allowed to renew your claim?

According to the Credit & Collections Kit for Dummies, written by Steven A. Harms, former senior partner at Muller, Muller, Richmond, Harms, & Myers, P.C., “a lot of people believe that if they get a judgment from the court, their debtor must promptly pay you in full. In many cases, it isn’t over by a long shot.”
debt collection Michigan

Watch out for debtors who try to persuade you to set aside your hard-earned judgment in exchange for a written promise to pay the balance. They probably have no intention to pay back what’s owed. You’re going to have to work much harder to get paid, perhaps including obtaining a writ of seizure, seizing their assets and selling them off to bank the proceeds.

Debtor Still Hasn’t Paid? How Do You Renew a Debt?

The easiest way to renew a debt is to obtain a partial payment on the account before the statute of limitations run out. In Michigan, a partial payment starts the statute all over again as of the date of payment. For example, if the statute of limitations is four years, if three years and eleven months have passed and you convince a debtor to make a payment on the account, the payment starts the time to sue all over again. You have four more years to sue for the debt! Great loophole! 

Not sure where to start in your debt collection process? Contact an experienced attorney for debt collection in Michigan today. At Muller, Muller, Richmond, Harms & Myers, P.C., we can help you reach your business goals!

File For Debt Collection in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm to speak with a lawyer about your needs for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.


Monday, August 14, 2017

What You’re Missing in Your Demand Letter!

Are you getting poor results from your demand letters?

Are you frustrated with your collections?

Have you tried escalating your approach?

Your notices should become increasingly more stern. Are you being too nice? Your debtor may think they can get away with not paying if your wording doesn’t convey a serious message!  
debt collection Michigan

According to the Credit & Collections Kit for Dummies, written by Steven A. Harms, former senior partner at Muller, Muller, Richmond, Harms, & Myers, P.C., “Your earlier positive language (‘We assume your have forgotten to pay…’) should become more negative. For example, (“Your credit privileges are being suspended, Interest is being charged, and we’ll use stronger collection measures”).

Your next forceful letter should include actions you intend to take to collect:

  1. Terminating customer’s account
  2. Adding additional charges
  3. Placing the matter in collections


Never underestimate the power of a phone call! Don’t hesitate to pick up your phone the minute an account becomes delinquent. Imagine how much time and money you might have saved if you’d have made a call first!

File For Debt Collection in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm to speak with a lawyer about your needs for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.