Showing posts with label collection firm. Show all posts
Showing posts with label collection firm. Show all posts

Thursday, May 15, 2025

What is a Receivership?

Debt Collection Michigan, Michigan Debt Collection
Is your debtor claiming that their assets are under a receivership?

Although less common than bankruptcy, you may encounter situations where your debtor’s assets are under receivership. A receivership is set up to protect a debtor’s assets for a specific purpose, such as during the course of a foreclosure. The creditor may ask the court to appoint a receiver to protect its interest in the debtor’s assets (for example, in a foreclosure, the assets would include the land, buildings, fixtures, etc.) until the action is resolved.

In appointing a receiver, the court accepts the creditor’s argument that the debtor can’t be trusted to preserve and maintain the value of its assets until the legal proceedings are over. The court then appoints an independent person, the “receiver,” to receive the debtor’s assets on behalf of the court and to exercise possession and control of the assets until the court ends the receivership.


Struggling to Collect Debt in Michigan?


Are you struggling with an uncommunicative debtor?

Take the burden off your shoulders and give it to our Michigan debt collection experts. Muller attorneys can help you from start to finish! To get started or ask questions, call (248) 645-2440 or submit a contact form.

Friday, May 2, 2025

Where to Find Bankruptcy Records

Debt Collection Michigan, Michigan Debt Collection
It’s your right to follow your debtor’s bankruptcy case. Do you know where to look for info? 

Set up an account with the federal bankruptcy court through the U.S. Bankruptcy Court’s website: www.uscourts.gov. Click “Electronic access to courts,” and follow the instructions to set up a PACER (Public Access to Court Electronic Records) account. Access to court records through PACER is simple, fast, and cheap, and allows you to easily determine if a bankruptcy was filed and its current status. In less than five minutes, you can log in and learn about any bankruptcy filing. Use the notice from the bankruptcy court, or ask your debtor what name was used for the bankruptcy and what case number it was assigned. PACER will give you the rest.

Similarly, bankruptcies are tracked by internet credit report providers such as Accurint (www.accurint.com) and Autotrack (www.autotrack.com), and may appear in their reports. Although they charge fees, setting up an account with either company will give you access to a great deal of information.


Struggling to Collect Debt in Michigan?


Are you struggling with an uncommunicative debtor?

Take the burden off your shoulders and give it to our Michigan debt collection experts. Muller attorneys can help you from start to finish! To get started or ask questions, call (248) 645-2440 or submit a contact form.

Tuesday, October 15, 2024

Staying Professional when Calling Debtors

Debt Collection Michigan, Michigan Debt Collection
What’s appropriate to say to a debtor when trying to collect?

When you’re trying to collect money, positive comments and professionalism can go a long way. Particularly for consumer debts, you need to be careful about legal restrictions on when and how you make contact. For example:

  • Don’t say you’re going to sue the debtor if you don’t actually intend to file a lawsuit if you don’t receive payment. 
  • Don’t talk to third parties about the debtor’s account.
  • Don’t threaten or harass a debtor.
  • Don’t try to collect debts directly from a debtor who has just filed bankruptcy (see last month’s article).
  • Don’t threaten debtors with criminal charges if they don’t pay the debt.
  • Don’t contact debtors directly if you know they’re represented by a lawyer in relation to the debt you’re collecting.

The FDCPA and other consumer laws limit the times of day for collections calls, limit the number of times a call may be placed, restrict the people who can be contacted about a debt, restrict what you can do if you’re asked not to call again, and the list goes on. Mistakes can get you sued.


Learn More from a Trusted Michigan Debt Collection Expert


Have questions about Michigan debt collection, or ready to file a claim? Reach out to the Mullers at (248) 645-2440 or submit a contact form here. If you need a second opinion, check out reviews from our clients!

Tuesday, October 1, 2024

Contacting Debtors via Phone

Debt Collection Michigan, Michigan Debt Collection
What’s the best way to get ahold of a debtor?

Although many technologies exist for instant communication, the telephone is still one of the best. A phone call gives you direct and instant communication with no gaps in time. If you reach the desired person on the other end, they can’t complain about missing messages or e-mails. 

Used properly, the telephone can get you paid in many instances where other forms of communication may not. It’s not just a matter of timing. The manner in which you represent yourself and your company can make a big difference in whether your collection call succeeds or fails.

Perfecting Your Telephone Voice

Develop a “telephone voice” that is a bit slower, lower, and louder than your normal voice. This isn’t to be exaggerated. Your telephone voice helps you pace the conversation while allowing your debtor to clearly hear every word you say.

Getting the Correct Person on the Line

The person who answers the phone may not be the person you want to speak with. Use your credit application or other information from your credit file to ask for a specific person who you know has the authority to pay you. When you’ve reached the point of making collection calls, you only want to speak with a person you know to have the actual authority to write a check and put it in the mail right now. After the right person is on the phone, give your name and the name of your business and make a specific request for money.


Learn More from a Trusted Michigan Debt Collection Expert


Have questions about Michigan debt collection, or ready to file a claim? Reach out to the Mullers at (248) 645-2440 or submit a contact form here. If you need a second opinion, check out reviews from our clients!

Friday, April 14, 2023

Documenting Disappointment for a Paper Trail

Have you been keeping a detailed file on your debtor?

A person looking at a computer | Collection companies Michigan

Documenting your disappointment is another aspect to add to the debtor’s file to create a convincing a paper trail.

Suppose you’ve reached an understanding and sent written confirmation to the debtor but haven’t heard anything back – no confirmation, no check, no apology. Send another letter reiterating the debtor’s admission and the agreement, and expressing your disappointment at the fact that the debtor didn’t follow through.

Learn what to do when you receive oral admissions!

Collect with a Collection Company in Birmingham, Michigan 

At Muller, Muller, Richmond, & Harms, P.C., our attorneys specialize in debt collection in Michigan. We can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

To protect your creditors’ rights, contact an experienced collection company in Michigan today at (248) 645-2440 for an effective resolution to your collection matters.


Saturday, October 1, 2016

Telltale Signs That Your Customer Is Not Going to Pay

Are you on pins and needles wondering if all your clients are going to pay on time this month?

Are you wondering what you can do to spot late paying customers early?

Do you want to rid yourself of these types of customers once and for all?
bill collector michigan

We don’t blame you!  What to look for when deciding it’s time to more actively to pursue your customer for a debt:

1.    When the customer responds to late payment by saying “The check is in the mail” or “send me the invoices again.”
2.    The last check bounced.
3.    Only sending you part of what’s owed.
4.    Dodging your phone calls
5.    Your registered letters are returned unclaimed.
6.    Complaining about the goods or services you provided.

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Bill Collectors in Michigan Fight for Your Creditors’ Rights!


If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced bill collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Friday, April 1, 2016

Successfully Resolve a Delinquent Account With 4 Easy Tips!

Are you having trouble resolving a delinquent account?

Collections can be tricky unless you know how to handle them properly. If you’d like to try handling delinquent accounts on your own before hiring collection services in Michigan, try these steps:

collection services Michigan1.    Find out who handles the billing and contact them directly.
2.    Send them a personal email.
3.    Emphasize how many days past due the payment is.
4.    Offer them flexible payment options.

If you’re still having problems resolving your delinquent accounts after trying these tips, check with us ... we provide expert collection services in Michigan.

For over 55 years, our attorneys collecting debt in Michigan have tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our reasonable options to collect your overdue debts. With offices in Birmingham and Grand Rapids, we handle claims against debtors located throughout Michigan, even if you’re located out of state.

The First Step


Contact one of the most experienced debt collection companies in Michigan today at (248) 645-2440 for a resolution to your collection matters. We offer a free initial consultation and strategy meeting. There are no fees due unless we recover for you! 

Friday, March 11, 2016

What Makes a Good Collection Firm?

What are you looking for in a collection firm in Michigan?

Reputation?
collection companies Michigan

Big Settlements?

Experience?

Award-winning?

What’s most important to you is also important to us! Being a family business means more than being related, it means that every one of our cases gets dedicated, personal attention, whether your claim is big or small.

Our attorneys are top rated by AV Martindale-Hubbell, AV Preeminent, and Super Lawyers, and they truly care about your case. Our staff is always available for a free initial strategy meeting to build a relationship with you and figure out what you need.

Michigan Debt Collection Attorneys Fight for Your Creditors’ Rights!


If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced collection firm in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.