“If Someone Owes Me Money and Refuses to Pay it, What Should I Do?”

Does someone in Michigan owe you money?

What should you do?

There are many common sense strategies to help you collect on money you’re owed. To help you organize your thoughts as you consider how to enforce a debt, please review this handy list:

1. Start by simply asking for the money you’re owed.
2. Discuss alternate forms of payment.
3. Convey a sense of urgency and include consequences for their failure to pay.
4. Continue trying to escalate your collection activities. If you can’t reach a resolution, it may be time to contact a debt collection attorney in Michigan.
5. If the amount owed is within the small claims limit ($5,500 or less at this time), you can file your claim there. Keep in mind that you are not allowed to have an attorney represent you in small claims court.
6. If your claim is over $5,500, you can file in district court; if it’s over $25,000, you can file in Circuit Court. It is almost always better to retain an attorney to represent you in these courts. 
7. We recommend that you consult or hire a debt collection attorney.
8. Be sure to file the proper forms on time before the statute of limitations expires.
9. Prepare for your court date with as much evidence you can gather to ensure you don’t get cheated out of what you are owed. If you hire an attorney, he or she can advise you on what evidence you may need.

Creditors have rights too! Don’t let the money you’re owed for your time and services go uncollected. You deserve to get paid for products and services you’ve provided. If you fail to pursue legal action against a debtor the value of your work could be lost. Protect yourself today and call an expert debt collection attorney in Michigan to discuss your rights!

Call An Experienced Debt Collection Attorney in Michigan Now!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collection attorney in Michigan today at (248) 645-2440 for a free no obligation consultation.

What is a Judgment?

A judgment is an order from a court that has jurisdiction over your debtor. It states with certainty what your remedy is … in collection lawsuits, that is almost always a specific amount of money. Sometimes an interest rate and a payoff period are also included. Once the judgment is issued, there is no more arguing about how much is owed or by when.

If your debtor doesn’t pay the entire amount of the judgment (or fails to make a payment within the specified time), you can seek a “default,” and you may be able to collect against some property the debtor owns, or against some payment he or she receives. For example, according to Nolo, “property the creditor can take varies from state to state. Usually, the creditor can go after a portion of net wages (up to 25%, more if the judgment is for child support), bank and other deposit accounts, and valuable personal property, such as cars and antiques. However, every state has certain property it declares exempt.”

Are you looking to collect on payments that are past due?

Are you frustrated with collection calls?

Muller, Muller, Richmond, Harms, & Myers, P.C. can help you with debt collections in Michigan and the surrounding areas. Imagine the peace of mind and financial security that come with the help of an experienced collector. You can cross those old accounts off your budget and grow your business with access to more of your money. Get started today!

Why Choose Muller Law Firm?

We’ve been in the collection business for over 55 years, and we’re based right here in Michigan. When you call the Muller Law Firm, your initial consultation and strategy meeting are FREE! We don’t think you should have to pay just to be informed of your rights. Do you?

We want to make sure you’re well educated and comfortable before we take any further steps. If you’d like to speak to one of our expert attorneys about debt collections in Michigan, give us a call at 248-645-2440. Stand up for your rights as a business owner, and get what you’re owed!

“I Want to Collect on Fees and Interest”

Are you worried your case is going to settle for pennies?

Do you want the best settlement possible?

Can you ask the court for collection fees and interest?

In most cases, your debtor will try to settle the amount they owe for less than the total amount due. Many creditors will take the deal and settle. However, if you want a debt collection attorney in Michigan that will fight for your creditor’s rights, Muller, Muller, Richmond, Harms, & Myers, P.C. is the firm you can trust.

Interest can be charged on delinquent accounts and enforced in the state of Michigan, but it needs to be incorporated into your application of credit or contract. A clause providing for your recovery of reasonable collection cost and attorney fees should also be included in the application of credit or contract. In the state of Michigan, the charges are not enforceable unless they are in writing and signed by the customer.

We’ve tracked down overdue accounts for over 55 years! We’ll handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Take the First Step! Contact a Debt Collector in Michigan Today!

If you need the help of a debt collector in Michigan, your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

6 Questions to Ask When Selecting a Debt Collection Attorney

Are you worried you’ll make the wrong choice when selecting an attorney to handle debt collection in Michigan?

To ensure you’re working with qualified debt collection attorneys, ask these questions during your initial consultation:

1. Will I be required to sign a “retention” agreement?
2. Is the firm a real firm with real attorneys, or are they just debt collectors?
3. What are your collection rates? Is there any fine print?
4. Is the firm experienced in commercial B2B collections?
5. Is the firm qualified to give “true” legal advice? Can it protect my legal rights?
6. Do you offer a satisfaction guarantee?

Pay close attention to the answers given to you by your potential attorney. If they seem unqualified, they may have little experience in the field.

Why Choose Muller Law Firm?

We’ve been in the collection business for over 55 years, and we’re based right here in Michigan. When you call the Muller Law Firm, your initial consultation and strategy meeting are FREE! We don’t think you should have to pay just to be informed of your rights. Do you?

We want to make sure you’re well educated and comfortable before we take any further steps. If you’d like to speak to one of our expert attorneys about debt collection in Michigan, give us a call at 248-645-2440. Stand up for your rights as a business owner, and get what you’re owed!

Is Small Claims Court Worth The Trouble?

Do you have a minor claim you want to settle?

Are you wondering if small claims is worth it?

Are you worried about expenses like attorney fees and court costs?

According to LegalZoom.com, people typically go to small claims court to recover these types of debt:
1.    Security deposits
2.    Unpaid rent after tenant vacates a property
3.    Medical bills after an injury accident
4.    Money owed to repair or replace damaged or destroyed personal property
5.    Small debts borrowed followed by failure or refusal to repay


Are you still debating about whether it’s worth it to take your debtor to court? Contact Muller, Muller, Richmond, Harms, & Myers, P.C. who have more than 55 years of debt collection experience.

Imagine the peace of mind and financial security that come with the help of an experienced bill collector in Michigan. You can cross those old accounts off your budget and grow your business with access to more of your money. Get started today!

Call An Experienced Bill Collector in Michigan Now!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our bill collector in Michigan today at (248) 645-2440 for a free no obligation consultation.

Telltale Signs That Your Customer Is Not Going to Pay

Are you on pins and needles wondering if all your clients are going to pay on time this month?

Are you wondering what you can do to spot late paying customers early?

Do you want to rid yourself of these types of customers once and for all?

We don’t blame you!  What to look for when deciding it’s time to more actively to pursue your customer for a debt:

1.    When the customer responds to late payment by saying “The check is in the mail” or “send me the invoices again.”
2.    The last check bounced.
3.    Only sending you part of what’s owed.
4.    Dodging your phone calls
5.    Your registered letters are returned unclaimed.
6.    Complaining about the goods or services you provided.

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Bill Collectors in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced bill collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Find Out What’s Missing in Your Past Due Letter!

Are you having trouble getting results from your past due letter?

Are you consistently being pro-active about reminding your customers when payments are due, but getting nowhere?

We can help you! Not only do we listen to our clients, but we do our best to employ time-tested tactics to enforce collections.

From experience, we’ve found that these are the most important things to include in your past due letters:

1.    A copy of the invoice
2.    Use formal language to signify your serious intention
3.    Remind them about late fees
4.    Explain payment options
5.    Follow up soon with a phone call
6.    Re-send at the 45-50 days past due mark

If you’re still having problems making progress with your accounts receivables, we can help you get on the right track! For over 55 years, our debt collectors in Michigan have tracked down overdue accounts, winning many settlements for our clients along the way.

The First Step

If you want to use debt collection services, your first step is easy. Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps with a debt collector in Michigan. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Be Upfront About Your AR Policy

“Did you know that 64% of small businesses experience financial stress or struggles due to late payments,” according to FundingGates.com?

Do you define your payment terms in the beginning of a business transaction?

If you answered “No” then you should start! This can help ensure that payments arrive on time and without penalty. The earlier your customers are reminded a bill is due, the less likely they will neglect to make a payment.

Try these tips to help ensure your clients pay on time:

1.    Send a payment reminder email or letter
2.    Send late payment notices right away
3.    Send a 30 days past due reminder
4.    Send a 60 days past due reminder
5.    Send a 90 days past due reminder
6.    Start the debt collection process

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Attorneys for Debt Collection in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced attorneys for debt collection in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

How Do Repossessions Work?

Do you need help recovering your overdue payments or equipment?

Are you having trouble making ends meet?

Did you know that in most states, as a creditor, you can seize a car if a customer defaults on their loan or lease?

You may be asking yourself, “How do repossessions work?”
1.    Lenders can seize cars without notice if a debtor is in default.
2.    You can keep the car or sell it to satisfy your debtor’s default payments on your loan agreement.
3.    If applicable, your debtor is responsible for the deficiency balance of their loan until the loan is completely paid off.
4.    Your debtor can try buying back the car or the loan may be reinstated.


We don’t recommend D.I.Y. repossessions unless you are absolutely sure of your rights and responsibilities. Professional debt collectors understand how to comply with the law and stay safe. If you have questions about how repossessions work, we invite you to speak with an experienced debt collector in Michigan. We’re happy to discuss your options!

Call An Experienced Debt Collector in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collector in Michigan today at (248) 645-2440 for a free no obligation consultation.

Miscommunication Could Be The Reason For Late Payments

Do you have a good relationship with your customers?

Do you have a clear payment policy?

Have you considered that there may be a miscommunication as to what day payments are due?

According to Zlien.com, a website that allows businesses to send and file documents for liens, “47% of suppliers are paid late by their best and biggest customers.” Zlien suggests that some suppliers offer discounts for companies that pay early, but large companies with cash on hand don’t need those financial bonuses like small companies do. Is this the case for your business? Are you frustrated by having to take out small business loans in order to make ends meet?

We’ve been a successful Michigan collection firm for 55 years. This is possible because our experienced attorneys work very hard to get results for you! Not only do we listen to our clients, but we use time-tested tactics to collect the money owed to you.

Need help coming up with a strategy that will help payments come in on time? At Muller, Muller, Richmond, Harms, & Myers, P.C. we can help you strategize and come up with a plan for your business that will help you recover overdue payments.

Attorney For Debt Collection in Michigan: Get Started Today!

Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm for debt collection in Michigan today at (248) 645-2440, or fill out our contact form for a free no obligation consultation.

How to Prevent Business Credit Fraud

Are you worried about business credit fraud?

Are your customers failing to pay their credit card bills?

Have you seen a customer racking up huge bills in the blink of an eye?

Business credit fraud is a huge problem in this country. Whether you own a big business or small business, business credit fraud is something you need to worry about! If someone commits business credit fraud, your business is likely out that money because the culprit can be difficult to track down.

What can you do to ensure you’re signing someone up for a credit card who’s less likely to commit fraud? Follow these 5 tips recommended by attorneys for debt collection in Michigan:

1.    Perform a background check
2.    Double check references
3.    Validate the customer’s address
4.    Check IDs
5.    Check your customer’s credit score

Attorneys For Debt Collection in Michigan Fight for Your Creditors’ Rights!

When you feel like you’ve reached a dead end trying to collect on your own, it’s time to let the experts fight for your creditor’s rights. If you’re struggling to collect on unpaid invoices and need help finding a solution, our experts handle in-state, out of state, and international judgments against debtors located in Michigan. 

Don’t let your claims disappear! Don’t let the debtor get away!

When you have an experienced debt collection attorney on your side, you’ll have more time to focus on other important parts of your business!

“Can Muller Guarantee Recovery of My Money?”

Every case is different! As a result, it’s hard to predict what your recovery might be. If your debtor wants to settle out of court or insists on going to trial, your ultimate recovery could be larger or smaller. There are many factors that determine your chances of success, but one thing we do know is that if you don’t try, you probably won’t get anything!

If you hire a law firm that promises you the world, but can’t deliver, you’ll be disappointed. Hire a debt collection attorney in Michigan who is experienced and has a proven track record for recovering overdue payments. At Muller, Muller, Richmond, Harms & Myers, P.C., we promise that we’ll pursue your claim according to methods we’ve learned over decades of experience.

Photo Courtesy of Frits Ahlefeldt on PublicDomianPictures.net

If the judge rules in your favor but the debtor still isn’t paying you, there’s a way around it! For example, we can file a property lien, judgement lien, or sometimes even garnish your debtor’s wages to obtain your money.

We’ve been a successful Michigan collection firm for 55 years. This is possible because our experienced attorneys work very hard to get results for you! Not only do we listen to our clients, but we use time-tested tactics to collect the money owed to you.

File For Debt Collection in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.

Top Three Ways Debtors Can Pay You!

Are you owed money by a business or individual?

Are you struggling to keep your own business on track because of unpaid invoices?

Is your debtor evading all your calls, emails and attempts to get your payment?

Dealing with late-payers and debtors can be frustrating and time consuming.

According to the courts in Michigan, there are several ways your bill collector in Michigan can help you collect your money:

•    If the judgment debtor has the money and is present at the trial, he/she can pay you right then.
•    If the judgment debtor doesn’t have the money presently and both of you agree at the trial, the judge can set up a payment schedule.
•    If the debtor doesn’t pay the judgment as ordered, you will have to collect your money through post judgment remedies.

If you think you have a chance to collect on a judgment but want professional help, contact the Muller Firm today! With over 55 years of experience, our team of knowledgeable attorneys has been helping people all over Michigan spend less time tracking down debtors and get back to work!

We can help you too! Call us today at (248)-645-2440 to find out how we can help you stop worrying and start getting your business back on track.

How To Notice Red Flags and Respond!

Are you tired of dealing with unpaid invoices and late payments from customers?

Are you spending too much time dealing with debtors rather than running your business?

Are you worried you might lose profit if you can’t get your invoices paid?

Many business owners have these same concerns! When you rely on getting payments processed on time to keep your business running, it’s important that you can tell if you’re going to have problem accounts.

At the firm of Muller, Muller, Richmond, Harms, & Myers, P.C., we know what to look for and have experienced attorneys to act as your bill collector in Michigan.
According to the Commercial Law League of America, by the time an invoice is 90 days past due, the chance of collecting on that invoice has already declined to 74%!

Here are some red flags that could be a sign of an account about to go bad:

•    Business or individual won’t take your calls/doesn’t call back
•    Receiving only partial payments
•    Disputing invoices
•    Customer files for bankruptcy

How Your Bill Collector in Michigan Will Help You Take Action

When noticing these red flags, it’s important to respond immediately! If you can get on the phone with your customer and find out what is going on that’s causing them to miss payments, there’s a chance you can resolve the issue before it gets out of hand.

If you’re starting to think you won’t get paid at all, it’s time to hire a bill collector in Michigan to help! We will spend time tracking down your debtors to make sure you get paid so you don’t have to!

For more than five decades, the law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has been servicing clients from all around the world. Contact us today to find out how we can help you!

AR Management Best Practices: The Proactive Payment Reminder

Do you have strict payment terms and conditions? If not, that could be why people are taking advantage of your time and services.

According to Funding Gates, here are the best practices to follow when it comes to decreasing your delinquent payers:

 1.    State your payment terms clearly
2.    Make sure your client signs a sales contract
3.    Grab customers attention by listing payment terms and the actual due date in bold
4.    Send a payment reminder before the invoice is actually due
5.    Remind them about your late fee policy

Our attorneys are top rated by AV Martindale-Hubbell, AV Preeminent, and Super Lawyers, and they truly care about your case. Our staff is always available for a free initial strategy meeting to build a relationship with you and figure out what you need.

For over 55 years, our attorneys for debt collection services in Michigan have tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our reasonable options to collect your overdue debts. With offices in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you are located out of state.

Michigan Debt Collection Attorneys Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced collection company in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Prevent Fraud Debt Payments Today!

As a collection company in Michigan, we’ve seen every possible scam there is that people use to try to avoid actually paying off their debt.

•    Pay in large sums with a fake cashiers check
•    Offer a wire transfer that turns out to be a scam
•    Pay by putting balance on a fraudulent credit card

Don’t ignore a red flag! If a large payment offer seems too good to be true, it probably is. Don’t be fooled by what seems to be an over-generous payment. If you’re not sure how to tell whether an offer is genuine, contact our collection company in Michigan today to help you sort out fraud payments.

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. Don’t let the stress of trying to contact and get results from a debtor weigh you down any longer! Let our team of experienced debt collection attorneys do the hard work for you. You work hard for your clients/customers on a regular basis, and deserve to be compensated for your services. If you are not getting your invoices paid, it’s time to get an attorney involved.

Michigan Debt Collection Attorneys Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced  collection company in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

What Are Muller’s Collection Rates?

Are you worried about what it may cost your company to have a collection agency go after your debtors?

Is the high cost of collection keeping you from pursuing what you’re rightfully owed?

Would knowing that you don’t pay attorney fees up front help you make the decision to start collecting from your debtors?

You don’t need to worry about up front attorney fees! The majority of our cases are handled on a contingency fee basis at Muller, Muller, Richmond, Harms & Myers, P.C. Depending on the type of case, we handle some cases hourly as well.

Our attorneys and collectors have more than 55 years of experience! We’ll give your case dedicated, personal attention, whether your claim is big or small. Imagine having an expert do all the work for you! You’ll experience a headache-free collection process when our Michigan bill collectors are on your side.    

If you want to employ our debt collection services in Michigan, your first step is easy. Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Successfully Resolve a Delinquent Account With 4 Easy Tips!

Are you having trouble resolving a delinquent account?

Collections can be tricky unless you know how to handle them properly. If you’d like to try handling delinquent accounts on your own before hiring collection services in Michigan, try these steps:

1.    Find out who handles the billing and contact them directly.
2.    Send them a personal email.
3.    Emphasize how many days past due the payment is.
4.    Offer them flexible payment options.

If you’re still having problems resolving your delinquent accounts after trying these tips, check with us ... we provide expert collection services in Michigan.

For over 55 years, our attorneys collecting debt in Michigan have tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our reasonable options to collect your overdue debts. With offices in Birmingham and Grand Rapids, we handle claims against debtors located throughout Michigan, even if you’re located out of state.

The First Step

Contact one of the most experienced debt collection companies in Michigan today at (248) 645-2440 for a resolution to your collection matters. We offer a free initial consultation and strategy meeting. There are no fees due unless we recover for you! 

What Makes a Good Collection Firm?

What are you looking for in a collection firm in Michigan?

Reputation?

Big Settlements?

Experience?

Award-winning?

What’s most important to you is also important to us! Being a family business means more than being related, it means that every one of our cases gets dedicated, personal attention, whether your claim is big or small.

Our attorneys are top rated by AV Martindale-Hubbell, AV Preeminent, and Super Lawyers, and they truly care about your case. Our staff is always available for a free initial strategy meeting to build a relationship with you and figure out what you need.

Michigan Debt Collection Attorneys Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced collection firm in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Student Loan Debt Collection Companies in Michigan

Are you a private lender for student loans?

Are you having a difficult time tracking down your debtors?

Are you researching debt collection companies in Michigan that are willing to take on your cases?
We can help you! Don’t let the stress of trying to contact and get results from your a debtors weigh you down any longer!

For over 55 years, our attorneys for debt collection in Michigan have tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our reasonable options to collect your overdue debts. With offices in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you are located out of state.

The First Step 

Contact one of the most experienced debt collection companies in Michigan today at (248) 645-2440 for a resolution to your collection matters. We offer a free initial consultation and strategy meeting. There are no fees due unless we recover for you!

Collection Firm in Michigan Helps Private Student Loan Lenders

Are you a private lender for student loans?

Are students who graduated failing to repay their loans?

With the government giving recent grads every opportunity to delay repaying back their student loans, it can be confusing to know which loans need to be paid back, and how soon.

Collection methods available to private student loan lenders are different from the federal student loan lenders, so it’s important to read your contract. As a private lender, you cannot start collection activity unless your debtor is in default. Every loan contract is different, so it’s important to read the fine print! However, common causes for default may include:

•    Borrower didn’t make their payment on time.
•    Borrower filed for bankruptcy.
•    Borrower is insolvent.

Don’t let the stress of trying to contact and get results from a debtor weigh you down any longer! Let our collection company in Michigan do the hard work for you. Contact our attorneys today at 248-645-2440 for a resolution to your collection matters.

What is the Fair Debt Collection Practices Act?

The Fair Debt Collection Practices Act requires businesses like yours to go about collecting debts in an ethical manner. It protects the rights of consumers so they don’t feel threatened or scared by debt collectors. In addition, this act lets a debtor say “Don’t contact me. Talk to my lawyer” without any repercussions from the law.

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. We will handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Our collection firm in Michigan provides many services, including:

1.    Commercial debt collection
2.    Professionals’ debt collection
3.    Foreign judgment collection
4.    Consumer debt collection
5.    Judgment enforcement
6.    Pre-suit collection
7.    Strategy development
8.    Counterclaim defense

Imagine the peace of mind and financial security that come with the help of Muller, Muller, Richmond, Harms & Myers, P.C.. You can cross those old accounts off your budget and grow your business with access to more of your money. And best of all, you’ll develop a good reputation by dealing with an ethical, honest debt collection firm that doesn’t harass or trick your debtors.

Michigan Debt Collection Attorneys Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced collection company in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your collections, so you have more time to focus on growing your business.

Can I Still File a Lawsuit For Debt Collection in Michigan?

Are you worried your claims may have expired?

Have you waited a long time to see if you can file a lawsuit?

Did other law firms fail to collect on your debts?

Don’t let your claims disappear! Don’t let the debtor get away!

According to Michigan law MCL Section 600.5807, “No person may bring or maintain any action to recover damages or sums due for breach of contract, or to enforce the specific performance of any contract unless, after the claim first accrued to himself or to someone through whom he claims, he commences the action within the periods of time prescribed by this section.

1. The period of limitations on actions charging any surety on any bond of any executor, administrator, guardian is 4 years after the discharge of the executor, administrator, or guardian.
2. The period of limitations is 10 years for actions founded upon bonds of public officers.
3. The period of limitations on actions founded upon bonds executed under sections 41.80 and 41.81 of the Compiled Laws of 1948, is 2 years after the expiration of the year for which the constable was elected.
4. The period of limitations is 10 years for actions founded upon covenants in deeds and mortgages of real estate.
5. The period of limitations is 2 years for actions charging any surety for costs.
6. The period of limitations is 2 years for actions brought on bonds or recognizances given on appeal from any court in this state.
7. The period of limitations is 10 years for actions on bonds, notes, or other like instruments which are the direct or indirect obligation of, or were issued by although not the obligation of, the state of Michigan or any county, city, village, township, school district, special assessment district, or other public or quasi-public corporation in the state of Michigan.
8. The period of limitations is 6 years for all other actions to recover damages or sums due for breach of contract.”

For over 50 years, our attorneys for debt collection in Michigan have tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts. With offices in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you are located out of state.

The First Step

Contact our experienced attorneys for debt collection in Michigan today at (248) 645-2440 for a resolution to your collection matters. We offer a free initial consultation and strategy meeting. There are no fees due unless we recover for you!

Debt Collection Statute in Michigan

Are you unsure what your business’ rights are?

Are you spending too much time or not enough time working on your own collections?

Have you tried numerous attempts at contacting your debtor but ready to give up?

Imagine being able to focus on your business instead of having to chase down payments. What would your business look like then? Would you have more clients, more time, or more profits?

For over 50 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

The Michigan Fair Debt Collection Practices Act allows businesses to seek compensation for their products and services rendered from debtors who haven’t paid. If a business hires an attorney for debt collection in Michigan, they must abide by the rules set forth in the law.

Attorneys for Debt Collection in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced attorneys for debt collection in Michigan today at (248) 645-2440 for an immediate resolution to your collection matters. Let the experts worry about your money, so you have more time to focus on growing your business.