Friday, December 14, 2018

How to Handle Your Debtors Who Moved Away

Trying to collect a judgment on a debtor who moved away?

debt collectors MichiganAre you frustrated with debtors dodging your calls?

Are you having a hard time tracking down your debtors?

When you’re trying to collect a judgment from someone who has moved away, remember:

  1. States are obligated to recognize judgments obtained in other states under the Full Faith and Credit provisions of the U.S. Constitution. Most states have foreign judgment recognition laws to facilitate enforcement of international judgments.
  2. When the amount owed justifies the additional effort and expense, depending on where your debtor is located, you may be able to enforce your judgment in a foreign country.
  3. You may be able to recover additional fees and court costs associated with chasing your debtor to the new location to collect your judgment. You should discuss this with your debt collector up front so you don’t end up with a huge bill for costs that are deducted from the money you recover.
  4. Expect that you’ll need to hire a debt collector in the new state to enter the judgment with that state’s courts and initiate collection proceedings there.

Call Experienced Debt Collectors in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

Saturday, December 1, 2018

My Debtor Moved. Now What?

Are you wondering how you can still collect on your judgment?
debt collectors Michigan
Debtors are moving targets – hard to keep track of, hard to collect from. So, how do you find them to continue to demand payment?

When a debtor moves, use your best skip-tracing efforts to locate them. Make demands on the debtor in the new location and try to persuade them to pay. Verifying an address, phone number, and a new bank account or place of employment furthers the cause. 

If you have questions about how to pursue your claims after your debtor leaves, contact our debt collectors to help you create a strategy going forward. Muller, Muller, Richmond, Harms & Myers, P.C. can help you!

Debt Collectors in Michigan Fight for Your Creditors’ Rights!



If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our debt collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Monday, November 12, 2018

How to Decide if it's Time to Bring in the Pros!

Don’t wait too long to hire a debt collection attorney in Michigan to help you win your case. The older a debt gets, the more difficult it become to collect!

According to the Credit & Collections Kit for Dummies, written by Steven A. Harms, former senior partner at Muller, Muller, Richmond, Harms, & Myers, P.C., “no general rule suits all businesses” when it comes time to deciding when it’s time to bring in the pros to help you.
debt collection Michigan

  1. Economic trends in your industry. 
  2. General economic conditions. 
  3. Competition in your industry
  4. Requirements of your auditors or banks. 
  5. Factoring companies or receivable insurance contracts. 

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!



If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Thursday, November 1, 2018

Is it Time to Bring in the Pros?

Don’t wait too long to hire a debt collection attorney in Michigan to help you win your case. The older a debt gets, the more difficult it become to collect!

Collection professionals can make specific recommendations about when you should refer a debt to collections based on their knowledge of your industry and their collections experience. At Muller, Muller, Richmond, Harms & Myers, P.C. we can help you decide when it’s time to step up your collections and get a pro involved.
debt collection michigan

Learn more here!

Call Experienced Attorneys for Debt Collection in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.

Sunday, October 14, 2018

How to Keep Your Debtor on a Payment Schedule

Are you having a hard time having your debtor stick to a payment schedule?

How can you ensure the payments keep coming in?

Do you need advice from professional debt collectors?
debt collection michigan

Before you threaten litigation, make sure you’ve laid a solid foundation. Although you can sue over any debt that’s owed to you, good collection practices improve your chances of winning and of collecting the entire amount you claim is due. 

  • Formally demand payment. When the account becomes delinquent, issue a demand letter within the first 30 days. Follow up with your debtor in writing and orally reminding the debtor to pay.
  • Work to resolve disputes. While following up on the unpaid debt, identify any disputes from your debtor. Although not all disputes can be resolved, when appropriate disputes should be resolved or settled.
  • When appropriate, enter into a written repayment plan, permitting the debtor to pay off the agreed balance in installments.
  • Keep good notes and records of your communication with the debtor, knowing that your collection may end up in court.

If you need further help keeping your payment plans on track for your debtors, Muller, Muller, Richmond, Harms & Myers can help you! 

Attorneys for Debt Collection in Michigan Fight for Your Creditors’ Rights!



If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced attorneys for debt collection in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Monday, October 1, 2018

Tips to Keep Your Payment Plans on Track

debt collection michiganAre you having a hard time setting up a payment plan with your debtor?

Have recurring payments stalled?

How can you ensure the payments keep coming in?

After the payment plan is in effect, remind the debtor that you expect all installments to be paid on time:

Send statement to the debtor in advance of each payment due date. Restate the due date, amount due, and remaining balance.

Place reminder telephone calls. Remind the debtor that you expect all installments to be paid on time.

File for Debt Collection in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm to speak with a lawyer about debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.


Friday, September 14, 2018

When the Trial Goes Wrong: Consider an Appeal!

Did your trial result in an unfavorable outcome?

Do you think the judge misinterpreted the facts of your case?
debt collections michigan

Are you considering an appeal?

One of your first thoughts when you consider an appeal is likely to be, “This is going to cost me.” At times, an appeal can be as costly as a trial, and because of the slow progress of cases in most appellate courts, getting a decision on your appeal can take a very long time.

Learn more here!

Debt Collections in Michigan: Get started Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collections in Michigan today at (248) 645-2440 for a free no obligation consultation.


Saturday, September 1, 2018

What to Do When Your Trial Goes Wrong

debt collections MichiganAre you unhappy with the outcome of your case?
Considering an appeal?
What should you consider when you file an appeal?
Before you file an appeal, consider asking the trial court to rehear your case or reconsider its decision. Even if you’re hiring a lawyer to handle your appeal, this may be a good first step for your lawyer – to help raise newly discovered evidence or to try to convince the court that its decision was made in error.

You can raise one of two types of error on appeal, including:

  1. Mistakes of fact: The judge or jury misinterpreted the facts of the case, resulting in a ruling against you.
  2. Mistakes of law: The judge made a mistake applying the law to your case.

Call Experienced Attorneys for Debt Collections in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collections in Michigan today at (248) 645-2440 for a free no obligation consultation.

Wednesday, August 15, 2018

How to Serve a Lawsuit with Ease

Having trouble serving a lawsuit?

Does your debtor claim they were never sued?

Are you sick and tired of debtors making up excuses?

A good way to cover all your serving bases is to make copies of the summons, complaint, and exhibits for each defendant in the case and then serve each of your defendants in three separate ways.
debt collectors Michigan
  1. Service by regular mail – Send a copy of the paperwork to each defendant by regular first-class mail.
  2. Service by certified mail – Send another copy of the documents to each defendant by certified mail and request a return receipt. Keep the certified mail card when it comes back from the post office; this slip is crucial because it contains the defendant’s signature and proves that he or she received and signed for the certified mail.
  3. Service by process server – For each defendant, you give a copy of all the forms to a process server, along with an extra copy of the summons. The process server will hand deliver a copy of your documents to the defendant and completes a proof of service on the second copy of the summons and files it with the court.
Still have more questions? Learn more here!

Call Debt Collectors in Michigan to Get Started!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection today at (248) 645-2440 for a free no obligation consultation.

Wednesday, August 1, 2018

Serve a Lawsuit the Easy Way!

After you get a default judgment against a defendant who never responded to your suit, the defendant often complains that he or she didn’t know they were being sued. You can overcome claims of non-service by making sure that your lawsuit is properly served.
debt collectors Michigan

A good way to cover all your serving bases is to make copies of the summons, complaint, and exhibits for each defendant in the case and then serve each of your defendants in three separate ways. It helps to ensure all of your bases are covered.

If you need further help serving a lawsuit to your debtor, Muller, Muller, Richmond, Harms & Myers can help you!

Call a Debt Collector in Michigan to get started Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan for debt collection today at (248) 645-2440 for a free no obligation consultation.

Sunday, July 15, 2018

Preparing Alternative Dispute Resolutions Can Be a Breeze!

debt collections MichiganWant to save time and get paid quickly?
Do you want to go the ADR route instead of filing a formal lawsuit?
Need help preparing for alternative dispute resolution?
To prepare for ADR for debt collections in Michigan:

Gather your evidence: 
  • Gather all documents that relate to the matter.
  • Gather written statements from witnesses familiar with the matter. If your ADR permits or requires live witness testimony, see if your witnesses are available to testify.

To learn more about preparing an ADR for debt collections in Michigan, read “How to Prepare Your Alternative Dispute Resolution.

Call Experienced Attorneys for Debt Collections in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collections in Michigan today at (248) 645-2440 for a free no obligation consultation.

Sunday, July 1, 2018

Get Paid Quicker with Alternative Dispute Resolutions

Is your business in trouble? 
debt collections michigan
Are you having trouble making ends meet? Do you need money fast?

Want to save time and get paid quickly instead of filing a lawsuit? Alternative dispute resolution may be the answer you’ve been looking for.

To prepare an ADR for debt collections in Michigan, read “How to Prepare Your Alternative Dispute Resolution.

Call Experienced Attorneys for Debt Collections in Michigan Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collections in Michigan today at (248) 645-2440 for a free no obligation consultation.

Friday, June 15, 2018

What You Should Remember When it Comes to Written Confirmations

Are you having a hard time getting your debtor to commit to repayment?

Are they failing to keep their verbal promises?

Do you need help drafting an email or letter to your debtor?

When you seek written confirmation, remember:
debt collection michigan

  • Electronic signatures are legal and enforceable. When a pen-and-ink signature isn’t possible, you can enter into binding agreements through e-mail.
  • Speed is key. Use fast methods of delivery, like sending an e-mail or fax, so you find out right away. If your debtor is truly motivated to agree in writing to the terms you just negotiated, this should take place before you’re off the phone or within the hour.

If you need further help drafting an email or letter to your debtor, Muller, Muller, Richmond, Harms & Myers can help you!

Debt Collection in Michigan: Get started Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.

Friday, June 1, 2018

Compose the Perfect Letter to Your Debtor

Are you having trouble getting a written confirmation signed?
Are you not sure when to start drafting an e-mail or letter?
Do you need help? 
debt collection michigan
Our attorneys for debt collection in Michigan will advise you that once you strike a deal, create a written confirmation immediately after. Without any hesitation, and while your debtor is still on the phone, say, “Okay then, we have our deal. I’m sending you an e-mail right now to confirm the details. Reply by typing ‘I agree’ and type your name below.” That simple step can have a powerful effect.

To learn more about how to write a written confirmation, read “How to Compose an Email or Letter to Your Debtor.”

Debt Collection in Michigan: Get started Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.

Monday, May 14, 2018

"When Should I Seek Collection Advice?"

collection company michiganSeeking legal advice?

When is the right time?

Need help developing a collection strategy?

If you encounter unusual facts, or legal issues and aren’t sure about your next step, consult with a collection company in Michigan to avoid making an uncomfortable situation worse. In most cases, a professional can clarify the issues and confirm your next steps to get you back on track to collection.

Learn more here!

Collection Company in Michigan: Get started Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection today at (248) 645-2440 for a free no obligation consultation.

Tuesday, May 1, 2018

Is it Time to Seek Legal Advice?

Having a hard time collecting on your judgment?

Need help developing your collection strategy?

Are you not sure if you need to seek legal advice from a professional?
collection company michigan

Despite your best efforts, not every negotiation will be successful. If your attempts to reach a reasonable resolution are refused by your debtor, you need to consider a different approach to move the process forward to getting paid.

Learn more here!

Call Experienced Collection Company in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys at our experienced collection company in Michigan today at (248) 645-2440 for a free no obligation consultation.

Sunday, April 15, 2018

How to Handle Your Debtors Admissions

Are admissions good evidence?
debt collection Michigan
How can you get a debtor to own up to their debt?

Can you use it in court if they do confess?

Getting the customer to admit owing the debt isn’t always easy. It can be the next best thing to actually getting paid as long as you handle it right. When your debtor admits that he or she owes you money, you can:

  • Use the admission in court to help prove the debt.
  • Remind the debtor of his or her previous admission if he or she tries to raise the same excuses for delaying payment later

Call Experienced Debt Collectors in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

Sunday, April 1, 2018

"Can I Use Admissions in Court?"

Can you use your debtor’s admission?
What qualifies as an admission?
debt collection Michigan

An admission is a statement from the debtor conceding that he or she owes you money. An Admission may be full (“I owe you all the money you claim”) or partial (“I owe you some of the money, but dispute the balance.”) The admission can come in a number of forms, including an oral statement.
Learn more here about what qualifies as an admission here!

Debt Collection in Michigan: Get started Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.

Thursday, March 15, 2018

How to Handle Debt Collection Like a Pro!

Are you having a hard time making collection calls?

debt collection MichiganDo you need help developing a strategy?

Are you having a hard time getting your debtors to answer your calls? 

Getting the Correct Person on the Line


The person who answers the phone may not be the person you intended to speak with. Use their credit application or other information from their credit file to ask for a specific person who you know has the authority to pay you.

Debt Collection in Michigan: Get Started Today!



When you hire one of our attorneys to take your case on debt collection in Michigan, we’ll ease your stress by developing a strategy that works best for your unique case. An in-depth analysis and investigation of the facts will help us determine your options. Call us at 248-645-2440 for a free initial consultation and strategy meeting!

Thursday, March 1, 2018

Are You Handling Debt Collection Like a Pro?

Do you need help with your debt collection process?

Are you handling your debt collection like a pro?

Do you need help?
debt collection in Michigan

We can help you develop a strategy that will help you get on the right track.

Perfecting Your “Telephone Voice”


Develop a “telephone voice” that is a bit slower and louder than your regular voice. Your telephone voice helps you pace the conversation while allowing your debtor to clearly hear every word you say. Learn more on how to handle debt collection phone calls here!

Call Experienced Debt Collectors in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

Thursday, February 15, 2018

How to Succeed in Handling Your Debtor’s Personality!

Debtors come in all shapes, sizes, and personalities. If you’re lucky, your customer will be polite and apologetic. However, it’s more realistic that you’ll encounter unpleasant behaviors. You should know the best way to respond to the most common unpleasant personalities in order to get the best outcome out of making your collection calls including: arrogant, screamers, criers, and selective memory.

Learn more about these personalities and how to deal with them here.

It’s very difficult to keep your temper under control when you’re dealing with certain personalities. This is especially true when you know you’re being lied to. However, being cool and staying calm will heighten your chances for getting paid sooner rather than later. You must stay professional, regardless of the debtor’s attitude. 

In the showdown between you and your debtor, the debtor would like you to lose your cool, so they can justify not paying you. Your calm demeanor and collected ability to respond to his or her claimed disputes will serve you well. In the end, your debtor will forgive and most likely will pay you what they owe. But, there’s no guarantee!

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.


Thursday, February 1, 2018

How to Deal with Difficult Personalities

Having trouble making collection calls?

Are you having a hard time dealing with debtors who like to make excuses?

Are you prepared to handle criers on the phone?

Debtors come in all shapes, sizes, and personalities. If you’re lucky, your customer will be polite and apologetic. However, it’s more realistic that you’ll encounter unpleasant behaviors. You should know the best way to respond to the most common unpleasant personalities in order to get the best outcome out of making your collection calls including: arrogant, screamers, criers, and selective memory.

Learn more about these personalities and how to deal with them here.

Debt Collection in Michigan: Get started Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.


Monday, January 15, 2018

Judgment Collection Specialists Can Help You Prepare Your Case For Court

Are you prepared to take your case to court?

Does your evidence support your claims?

Do you need help getting organized and setting clear goals?

“Do you offer a free consultation?”
Yes! Our staff is available for a free initial strategy meeting to build a relationship with you and figure out what you need.

Call Experienced Judgment Collection Specialists in Michigan Now!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.


Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our judgment collection specialists in Michigan today at (248) 645-2440 for a free no obligation consultation.

Wednesday, January 3, 2018

Prepared to Go To Court? We Can Help You!

Are you prepared for your case to go to court?

Are you afraid of going in front of a judge?

Do you know the facts of the case and can communicate them clearly?

The better you anticipate what the defendant will claim in court, the more powerfully you can build your case. It’s impossible to over-organize or over prepare for court. Find out what you need to know to prepare your case for court, here.

Debt Collection Services: Call Our Judgment Collection Specialists in Michigan Today!



If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm to speak with a judgment collection specialist in Michigan about our debt collection services today at (248) 645-2440 for a free no obligation consultation.