Saturday, August 15, 2015

7 Tips for Making Collection Calls

Do collection calls have you frustrated?

The Michigan debt collection attorneys at Muller Law Firm have successfully represented and handled collection matters for more than 50 years. Our attorneys know how to get results for our clients. We have the people, technology and resources to track down even some of the most difficult accounts!
Michigan debt collection attorneys

If you’re not ready to give up yet and still hung up on trying to make the collection calls yourself, Entrepreneur Magazine suggests “a few tips that will help you get your collection calls done quickly and efficiently.

1.    Schedule a regular time or day each week to make collection calls.
2.    Have all account information on hand.
3.    Leave messages, but do not reveal that the call is about an unpaid bill.
4.    Get the debtor to acknowledge the debt by asking if there was a question about the charge.
5.    Offer to take a credit card over the phone for payment.
6.    Ask when they will pay -- and wait for an answer.
7.    Let them know you are documenting whatever commitment they make about a payment on their account.”

Do these things sound doable? Give them a try!* If at the end of the day you’re worn out from people slamming the phone down on you, call the Michigan debt collection attorneys at Muller Law Firm.

We understand that financial management is one of the biggest necessities and stressors of a business owner. We’re here to help make sure you recover more of what is rightfully owed to you. Call Mike Muller today at (248) 645-2440 for a free no obligation consultation.

*Keep in mind that there may be legal restrictions on how you pursue debts. Be sure you know the law before attempting to pursue a debt yourself. This page is for informational purposes only, and does not constitute legal advice.

Saturday, August 1, 2015

How Do Garnishments Work?

Struggling to receive payment after getting a judgement?

Don’t stress out! Don’t give up! There’s still more you can do to get what you’re owed.

You can file for a garnishment against the debtor. There are several ways of doing this including garnishing debtor’s checks, bank accounts, and income tax refunds.

According to Michigan statutes, “you must wait 21 days after your judgment was signed before you can get a garnishment. There are two types of garnishment: 1) periodic, and 2) non-periodic.

A periodic writ of garnishment is used to garnish the defendant's wages, rent payments, land contract payments, or other debt that is paid to the defendant on a periodic basis. A periodic garnishment is valid for up to 182 days or until the judgment, interest, and costs are paid off, whichever occurs first.

A non-periodic writ of garnishment is used to garnish the defendant's bank account (except for wages that are deposited in the account) or other property. Once money has been garnished under the non-periodic writ, the writ is no longer valid. If there is a remaining balance on the judgment, you must get another writ to collect more money.”

Call An Experienced Michigan Debt Collection Attorney Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. After a hard day’s work, you’ll be able to sit back and relax. We specialize in Michigan debt collection services, and we’re happy to discuss your options.

We can help you with in-state, out of state, and international judgment collections when the debtor’s in Michigan. Contact Mike Muller to get in touch with our Michigan debt collection attorneys today at (248) 645-2440 for a free no obligation consultation.