Debtor Refusing to Pay? Consider Your Post Judgment Options

Have a judgment, but not sure what to do next?

Is your debtor still refusing to pay?

Sometimes a debtor will pretend to negotiate with you to stall for time. If you enter into an agreement that involves payment over time, what happens if your debtor doesn’t make the payments? We suggest that you enter your payment plan in the form of an order with the court and include an acceleration clause. If a payment is late, then the entire remaining balance becomes due.

Learn more here!

Make the First Step! Contact a Debt Collector in Michigan Today!

If you need the help of a debt collector in Michigan, your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

 

Considering Your Post Judgment Options

Have a judgment, but not sure what to do next?

Considering your post judgment options?

At this point, your debtor falls into one of the following three categories:

1. eager payer
2. negotiator
3. deadbeat

Learn more here!

Make the First Step! Contact a Debt Collector in Michigan Today!

If you need the help of a debt collector in Michigan, your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you. 

Debt Collection Laws Protecting Our Military

Do you have debtors in the military?

Unfortunately, it can be a little bit more difficult to see any money from these debtors.

The Servicemembers Civil Relief Act (SCRA) provides protection to members of the military assigned to federal active duty so that their legal rights aren’t adversely affected by their military service.

Among the provisions of the SCRA, military members have the right to request a stay of civil court proceedings and may be able to secure relief from default judgments obtained while they’re on active duty. Upon notice to creditors, they may be eligible for reduced interest rates on their debts.

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help from a debt collector in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

What You Need to Know About Being a Witness in a Trial Court

Testifying at trial is intimidating, particularly the first time you take the stand. As long as you’re prepared, you have nothing to fear. Most states forbid lawyers in small claims court, so your case will probably be heard in a regular trial court. Although the general procedures of a trial court are the same as small claims court, more formalities must be observed in trial court.

Learn more here!

Call Experienced Debt Collectors in Michigan Today!

If you’re a business owner, you may decide having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

How to Make One Final Demand!

Make no mistake: you’ve made your decision. The only thing your debtor can do to change that is pay in full.

Your final notice is only effective if the debtor believes it! Make no threat that you don’t fully intend to carry out. If you want to get paid, make all attempts strong and confident with evidence to back up your story.

If you plan to use a collection agency, you may want to name the agency in your final demand letter: “If we fail to receive payment in five days, we will be placing this account with our collection agency, [name of collection agency], for further action on the account.”

Call Experienced Attorneys for Debt Collection in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

Can you file a lawsuit on expired debt?

Do you have expired claims?

Are you unsure if the statute of limitations has run out?

Are you worried about the consequences of filing a lawsuit on an expired debt?

Consequences of filing a lawsuit on an expired debt include:

Dismissal and sanctions: When a judge realizes that a claim is beyond the statute of limitations, he or she may dismiss the claim on their own initiative or on the motion of the defendant, and may even assess a fine or penalty for starting a suit that has no legal merit. Sometimes the defendant also receives an award of attorney fees.

Counterclaim: As a result of your filing litigation beyond the statute of limitations, the defendant may file a counterclaim for violation of the Fair Debt Collection Practices Act or similar state or local consumer protection acts.

A few states forbid collections lawsuits after the limitations period has run so ignoring the limitations period can put you in front of an angry judge.

Call Experienced Debt Collectors in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

Affirmative Defense on Expired Claims

Do you have expired claims?

Are you unsure if the statute of limitations has run out?

The statute of limitations is what’s called an affirmative defense. That means the defendant must raise the statute as a defense to your collections lawsuit and has the burden of proving that the statute of limitations has run. It’s thus possible to get a judgment on an expired claim where the debtor has overlooked the defense and the court doesn’t notice that the claim has expired.

Debt Collectors in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our debt collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Exhausted All Your Options? Track Your Debtor with Facebook!

It’s a bit ironic that people worry so much about how much information the government collects, and after a law is passed in an attempt to keep records and other information confidential people still freely pour so much information about themselves into publicly accessible blogs and social networking sites like Facebook, Twitter, Instagram and Snapchat. Take a look there to track down your debtor, because you may be surprised at what you find!

Once you track down your debtor, make sure you hire experienced debt collectors in Michigan to properly serve your lawsuit! Since 1961, our top-rated lawyers have been dedicated to professionally and aggressively pursuing the money you’re owed in a straightforward, ethical manner.

Debt Collectors in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our debt collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Track Your Debtor with Social Media!

Trying to step up your collection efforts?

Are you having a hard time tracking down your debtors?

Are you ready to give up?

Don’t forget to search Facebook, the most popular social networking site! People put an amazing amount of information about themselves online. You never know, your debtor could be hiding in plain sight, you just need to know where to look!

Call Experienced Debt Collector in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collector in Michigan at (248) 645-2440 for a free no obligation consultation.

How to Avoid Collection Headaches

The documents you collect through your billing system only benefit you if they’re accurate. Errors, ambiguities, and omissions create confusion and may cause collection headaches for you. Even your best customers will refuse to pay your invoices if they’re confused about the numbers that appear on the documents you send.

Find out what you need to know training your staff on billing matters here.

Debt Collectors in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our debt collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Create an Effective Billing Strategy with Proper Training

Are you training your staff to deal with billing matters properly?

Do you have an effective billing strategy in place?

Do you need help training your staff on billing matters?

What should you consider?

1. Input data accurately
2. Use the correct forms
3. Respecting confidential and sensitive data

Learn more about how to handle billing matters effectively here!

Call Experienced Debt Collectors in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

How to Handle Your Debtors Who Moved Away

Trying to collect a judgment on a debtor who moved away?

Are you frustrated with debtors dodging your calls?

Are you having a hard time tracking down your debtors?

When you’re trying to collect a judgment from someone who has moved away, remember:

1. States are obligated to recognize judgments obtained in other states under the Full Faith and Credit provisions of the U.S. Constitution. Most states have foreign judgment recognition laws to facilitate enforcement of international judgments.
2. When the amount owed justifies the additional effort and expense, depending on where your debtor is located, you may be able to enforce your judgment in a foreign country.
3. You may be able to recover additional fees and court costs associated with chasing your debtor to the new location to collect your judgment. You should discuss this with your debt collector up front so you don’t end up with a huge bill for costs that are deducted from the money you recover.
4. Expect that you’ll need to hire a debt collector in the new state to enter the judgment with that state’s courts and initiate collection proceedings there.

Call Experienced Debt Collectors in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

My Debtor Moved. Now What?

Are you wondering how you can still collect on your judgment?

Debtors are moving targets – hard to keep track of, hard to collect from. So, how do you find them to continue to demand payment?

When a debtor moves, use your best skip-tracing efforts to locate them. Make demands on the debtor in the new location and try to persuade them to pay. Verifying an address, phone number, and a new bank account or place of employment furthers the cause. 

If you have questions about how to pursue your claims after your debtor leaves, contact our debt collectors to help you create a strategy going forward. Muller, Muller, Richmond, Harms & Myers, P.C. can help you!

Debt Collectors in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our debt collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

How to Serve a Lawsuit with Ease

Having trouble serving a lawsuit?

Does your debtor claim they were never sued?

Are you sick and tired of debtors making up excuses?

A good way to cover all your serving bases is to make copies of the summons, complaint, and exhibits for each defendant in the case and then serve each of your defendants in three separate ways.

1. Service by regular mail – Send a copy of the paperwork to each defendant by regular first-class mail.
2. Service by certified mail – Send another copy of the documents to each defendant by certified mail and request a return receipt. Keep the certified mail card when it comes back from the post office; this slip is crucial because it contains the defendant’s signature and proves that he or she received and signed for the certified mail.
3. Service by process server – For each defendant, you give a copy of all the forms to a process server, along with an extra copy of the summons. The process server will hand deliver a copy of your documents to the defendant and completes a proof of service on the second copy of the summons and files it with the court.

Still have more questions? Learn more here!

Call Debt Collectors in Michigan to Get Started!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection today at (248) 645-2440 for a free no obligation consultation.

Serve a Lawsuit the Easy Way!

After you get a default judgment against a defendant who never responded to your suit, the defendant often complains that he or she didn’t know they were being sued. You can overcome claims of non-service by making sure that your lawsuit is properly served.

A good way to cover all your serving bases is to make copies of the summons, complaint, and exhibits for each defendant in the case and then serve each of your defendants in three separate ways. It helps to ensure all of your bases are covered.

If you need further help serving a lawsuit to your debtor, Muller, Muller, Richmond, Harms & Myers can help you!

Call a Debt Collector in Michigan to get started Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan for debt collection today at (248) 645-2440 for a free no obligation consultation.

How to Deal With Stall Tactics

Are you having a difficult time dealing with debtor’s excuses?

Having a hard time resolving customer concerns about paying off a debt they owe you?

Do your debtors claim they have no money and refuse to pay you?

According to the Credit & Collections Kit for Dummies, by Steven A. Harms, “when people don’t want to or can’t pay you what they owe, they come up with all sorts of excuses. Here are some of the more common ‘I-don’t-want-to-pay’ debtor comments and what you can do or say to overcome them:

1. Stall tactic: ‘I don’t have enough money on hand to pay you in full.’

Solution: Remind the debtor of possible untapped sources of funds: Money can be borrowed from lines of credit, credit cards, advances, or even friends and relatives.

2. Stall tactic: ‘Even if I had the money, I wouldn’t pay you because I don’t owe you the whole amount.’

Solution: Work toward dispute resolution.

3. Stall tactic: ‘I have a problem with some of your invoicing; the numbers don’t make sense to me.’

Solution: Review each invoice, or explain how your invoicing system works until you relieve the customer’s concerns.

4. Stall tactic: ‘I had a problem with some of your goods and services and my customers are not happy; and because they aren’t paying me, I’m not going to pay you.’

Solution: Break down and resolve the specific concerns behind this statement help work toward a resolution.

5. Stall tactic: ‘Your account is so messed up; I have no idea whether I owe anything.’

Solution: This type of statement is a classic attempt by the debtor to make the account fuzzy and irresolvable. Keep discussing the specifics until the messed-up account is un-messed.”

Call Experienced Debt Collectors in Michigan Now!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.