Telltale Signs That Your Customer Is Not Going to Pay

Are you on pins and needles wondering if all your clients are going to pay on time this month?

Are you wondering what you can do to spot late paying customers early?

Do you want to rid yourself of these types of customers once and for all?

We don’t blame you!  What to look for when deciding it’s time to more actively to pursue your customer for a debt:

1.    When the customer responds to late payment by saying “The check is in the mail” or “send me the invoices again.”
2.    The last check bounced.
3.    Only sending you part of what’s owed.
4.    Dodging your phone calls
5.    Your registered letters are returned unclaimed.
6.    Complaining about the goods or services you provided.

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Bill Collectors in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced bill collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Find Out What’s Missing in Your Past Due Letter!

Are you having trouble getting results from your past due letter?

Are you consistently being pro-active about reminding your customers when payments are due, but getting nowhere?

We can help you! Not only do we listen to our clients, but we do our best to employ time-tested tactics to enforce collections.

From experience, we’ve found that these are the most important things to include in your past due letters:

1.    A copy of the invoice
2.    Use formal language to signify your serious intention
3.    Remind them about late fees
4.    Explain payment options
5.    Follow up soon with a phone call
6.    Re-send at the 45-50 days past due mark

If you’re still having problems making progress with your accounts receivables, we can help you get on the right track! For over 55 years, our debt collectors in Michigan have tracked down overdue accounts, winning many settlements for our clients along the way.

The First Step

If you want to use debt collection services, your first step is easy. Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps with a debt collector in Michigan. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Be Upfront About Your AR Policy

“Did you know that 64% of small businesses experience financial stress or struggles due to late payments,” according to FundingGates.com?

Do you define your payment terms in the beginning of a business transaction?

If you answered “No” then you should start! This can help ensure that payments arrive on time and without penalty. The earlier your customers are reminded a bill is due, the less likely they will neglect to make a payment.

Try these tips to help ensure your clients pay on time:

1.    Send a payment reminder email or letter
2.    Send late payment notices right away
3.    Send a 30 days past due reminder
4.    Send a 60 days past due reminder
5.    Send a 90 days past due reminder
6.    Start the debt collection process

For over 55 years, we’ve tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Attorneys for Debt Collection in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced attorneys for debt collection in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

How Do Repossessions Work?

Do you need help recovering your overdue payments or equipment?

Are you having trouble making ends meet?

Did you know that in most states, as a creditor, you can seize a car if a customer defaults on their loan or lease?

You may be asking yourself, “How do repossessions work?”
1.    Lenders can seize cars without notice if a debtor is in default.
2.    You can keep the car or sell it to satisfy your debtor’s default payments on your loan agreement.
3.    If applicable, your debtor is responsible for the deficiency balance of their loan until the loan is completely paid off.
4.    Your debtor can try buying back the car or the loan may be reinstated.


We don’t recommend D.I.Y. repossessions unless you are absolutely sure of your rights and responsibilities. Professional debt collectors understand how to comply with the law and stay safe. If you have questions about how repossessions work, we invite you to speak with an experienced debt collector in Michigan. We’re happy to discuss your options!

Call An Experienced Debt Collector in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collector in Michigan today at (248) 645-2440 for a free no obligation consultation.

Miscommunication Could Be The Reason For Late Payments

Do you have a good relationship with your customers?

Do you have a clear payment policy?

Have you considered that there may be a miscommunication as to what day payments are due?

According to Zlien.com, a website that allows businesses to send and file documents for liens, “47% of suppliers are paid late by their best and biggest customers.” Zlien suggests that some suppliers offer discounts for companies that pay early, but large companies with cash on hand don’t need those financial bonuses like small companies do. Is this the case for your business? Are you frustrated by having to take out small business loans in order to make ends meet?

We’ve been a successful Michigan collection firm for 55 years. This is possible because our experienced attorneys work very hard to get results for you! Not only do we listen to our clients, but we use time-tested tactics to collect the money owed to you.

Need help coming up with a strategy that will help payments come in on time? At Muller, Muller, Richmond, Harms, & Myers, P.C. we can help you strategize and come up with a plan for your business that will help you recover overdue payments.

Attorney For Debt Collection in Michigan: Get Started Today!

Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm for debt collection in Michigan today at (248) 645-2440, or fill out our contact form for a free no obligation consultation.

How to Prevent Business Credit Fraud

Are you worried about business credit fraud?

Are your customers failing to pay their credit card bills?

Have you seen a customer racking up huge bills in the blink of an eye?

Business credit fraud is a huge problem in this country. Whether you own a big business or small business, business credit fraud is something you need to worry about! If someone commits business credit fraud, your business is likely out that money because the culprit can be difficult to track down.

What can you do to ensure you’re signing someone up for a credit card who’s less likely to commit fraud? Follow these 5 tips recommended by attorneys for debt collection in Michigan:

1.    Perform a background check
2.    Double check references
3.    Validate the customer’s address
4.    Check IDs
5.    Check your customer’s credit score

Attorneys For Debt Collection in Michigan Fight for Your Creditors’ Rights!

When you feel like you’ve reached a dead end trying to collect on your own, it’s time to let the experts fight for your creditor’s rights. If you’re struggling to collect on unpaid invoices and need help finding a solution, our experts handle in-state, out of state, and international judgments against debtors located in Michigan. 

Don’t let your claims disappear! Don’t let the debtor get away!

When you have an experienced debt collection attorney on your side, you’ll have more time to focus on other important parts of your business!

“Can Muller Guarantee Recovery of My Money?”

Every case is different! As a result, it’s hard to predict what your recovery might be. If your debtor wants to settle out of court or insists on going to trial, your ultimate recovery could be larger or smaller. There are many factors that determine your chances of success, but one thing we do know is that if you don’t try, you probably won’t get anything!

If you hire a law firm that promises you the world, but can’t deliver, you’ll be disappointed. Hire a debt collection attorney in Michigan who is experienced and has a proven track record for recovering overdue payments. At Muller, Muller, Richmond, Harms & Myers, P.C., we promise that we’ll pursue your claim according to methods we’ve learned over decades of experience.

Photo Courtesy of Frits Ahlefeldt on PublicDomianPictures.net

If the judge rules in your favor but the debtor still isn’t paying you, there’s a way around it! For example, we can file a property lien, judgement lien, or sometimes even garnish your debtor’s wages to obtain your money.

We’ve been a successful Michigan collection firm for 55 years. This is possible because our experienced attorneys work very hard to get results for you! Not only do we listen to our clients, but we use time-tested tactics to collect the money owed to you.

File For Debt Collection in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.