How to Serve a Suit on a Hiding Defendant

Alternate service works best against a defendant who’s hiding from the process server, not one who has moved to parts unknown. If the defendant no longer resides or does business at the address you’ve listed on the summons, skip trace him or her before seeking an order for alternate service. Otherwise you may find yourself fighting a motion to set aside your default, or unable to register your judgment for enforcement in the new state where the defendant resides, based upon the claim of improper service.

Learn more here!

Take the First Step! Contact an Attorney for Debt Recovery in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Serving the Suit on a Hiding Defendant

What happens if you can’t get your defendant served? Does your defendant fail to sign for certified letters? Does mail comes back marked “return to sender” (or “address unknown,” or “no such number”)?

If your process server can’t find the defendant, do you have to get the documents served in order to move forward?

There is another way! Find out here!

Take the First Step! Contact an Attorney for Debt Recovery in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Should You Hire an Attorney? Consider Your Case Complexity & Cost.

 

When you choose whether to handle a case yourself, two factors usually dominate your decision-making process:

1. Cost: How much will it cost to litigate your case, with or without a lawyer?
2. Complexity: Is the case too difficult or too time consuming to handle yourself?

Ideally, before you file your case, you should have a pretty good handle on the cost of getting a judgment and whether the case is simple enough for you to handle without a lawyer. At a superficial level, the question of cost seems easy, but cost increases with the complexity of a case. 

We Specialize in Debt Collection in Michigan!

At Muller, Muller, Richmond, & Harms, P.C., our attorneys specialize in debt collection in Michigan. We can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

Since 1961, our top-rated lawyers have been dedicated to professionally and aggressively pursuing the money you’re owed in a straightforward, ethical manner. With offices in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you are located out of state or out of the country.

Call us at 248-645-2440 for a free initial consultation and strategy meeting!

Can you Handle Your Case on Your Own? Consider Your Case Complexity & Cost.

“Can I handle my case on my own?”

If you’re not up to the task, if it’s too big a feat our attorneys at Muller, Muller, Richmond & Harms, P.C. can help you create a strategy to fit your needs.

Factors that make a lawsuit more expensive include:

• The amount you’re seeking

• The type of case you’re filing

• The complexity of your case

We Specialize in Debt Collection in Michigan!

At Muller, Muller, Richmond, & Harms, P.C., our attorneys specialize in debt collection in Michigan. We can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

Since 1961, our top-rated lawyers have been dedicated to professionally and aggressively pursuing the money you’re owed in a straightforward, ethical manner. With offices in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you are located out of state or out of the country.

Call us at 248-645-2440 for a free initial consultation and strategy meeting!

What You Need to Know Regarding Debt Collection Telephone Call Restrictions

 

The FDCPA imposes some specific restrictions on your collection phone calls to debtors. Follow these guidelines:

• Collection Calls should be made during normal business hours to avoid harassing the debtor.
• Normally, calls should be made between 8a.m. and 9p.m. However, if the debtor indicates in writing that he would prefer to be contacted at another time, then you must respect that request to avoid harassment under the FDCPA.
• If you are told in writing not to contact a debtor at work, you must stop calling.
• Even on the phone, communications governed by the FDCPA must include the warning that you are “a debt collector attempting to collect a debt.”

Take the First Step! Contact an Attorney for Debt Recovery in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Phone Calls Not Working? Figure Out a Debt Collection Strategy!

Are your delinquent payers becoming a major concern? Do you want the help of a debt collection expert?

At Muller, Muller, Richmond, & Harms, P.C., our attorneys specialize in debt collection in Michigan. We can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

Take the First Step! Contact an Attorney for Debt Recovery in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Determining When to Garnish and How

When should I start garnishing by debtor’s wages?

Which accounts should I garnish?

How do you figure out what to garnish?

Contact a debt collection attorney today to help you answer all your questions. If you need help with your debt collection strategy, we can help you develop and strategize a plan to get what you’re owed.

We Specialize in Debt Collection in Michigan!

At Muller, Muller, Richmond, & Harms, P.C., our attorneys specialize in debt collection in Michigan. We can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

Since 1961, our top-rated lawyers have been dedicated to professionally and aggressively pursuing the money you’re owed in a straightforward, ethical manner. With offices in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you are located out of state or out of the country.

Call us at 248-645-2440 for a free initial consultation and strategy meeting!

Is Garnishing the Best Course of Action?

Timing is everything! You should try to time the service of a garnishment to maximize your chances of recovering money.

Learn more here!

Debt Collection in Michigan: Get Started Today!

When you hire one of our attorneys to take your debt collection in Michigan case, we’ll ease your stress by developing a strategy that works best for your unique needs. An in-depth analysis and investigation of the facts will help us determine your options. Call us at 248-645-2440 for a free initial consultation and strategy meeting!

What are some steps for collecting a debt from the deceased's estate?

Conventional pre-and post-judgment remedies are no longer effective after a debtor dies. For example, if you garnished a bank account or the income of your debtor who died, your garnishment will become ineffective because the assets have either passed to an heir (done automatically with joint accounts) or the probate court now has all the assets. Assets pass to heirs or the probate court upon death.

You must file necessary paperwork to file a claim on a deceased debtor’s estate. Learn more here!

Get Started Today!

When you hire one of our attorneys to take your case on debt collection in Michigan, we’ll ease your stress by developing a strategy that works best for your unique case. An in-depth analysis and investigation of the facts will help us determine your options. Call us at 248-645-2440 for a free initial consultation and strategy meeting!

Can I File a Claim Against the Deceased Debtor’s Estate?

Yes. When an individual who owes you money dies, you should follow up for collection. You do this by filing a proof of claim with the person’s probate estate in the probate court of the county where the debtor resided. Check with the probate court where the estate was filed, as it may have a standard claim form for creditor’s claims.

Learn more here!

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Need a Reputable Attorney to Represent You?

Established in 1961 by John F. Muller, Sr., we continue to insist on total quality as the guiding principle of our business. We constantly review and update our procedures as we seek new ways of working for our clients.

We’ve tracked down overdue accounts, winning many settlements for our clients along the way. We handle your case with the professional attention it deserves and we’re well prepared to use all our options to collect your overdue debts.

Debt Collection in Michigan: Get Started Today!

When you hire one of our attorneys to take your case on debt recovery in Michigan, we’ll ease your stress by developing a strategy that works best for your unique case. An in-depth analysis and investigation of the facts will help us determine your options. Call us at 248-645-2440 for a free initial consultation and strategy meeting!

What is the Debt Recovery Process?

• Alternative Dispute Resolution
• Case evaluation
• Arbitration
• Mediation
• Dispute resolution
• Counterclaim Defense
• Aggressive defense of counterclaim actions
• Affirmative defense strategies and discovery
• Collect on Debt 
• Garnishments 
• Repossessions

Take the First Step! Contact an Attorney for Debt Recovery in Michigan Today!

If you need the help of an attorney for debt recovery in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Collection Tools Available Through the Courts

After the ink is dry on your judgment, when the time for an appeal has passed and the judgment becomes final and enforceable – unless your debtor has written you a check – it’s time to explore post-judgment remedies. A variety of tools are available through the courts to help you collect your judgment, including:

1. Garnishments
2. Writs to seize assets
3. Judgment liens
4. Examinations for assets under oath
5. Receiverships
6. Charging orders

Learn about the collection tools that are available here!

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Which Tools Are Right for My Judgment?

When you’re selecting tools for collecting a judgment, you’re not limited to just one. You may try a garnishment first, and if the garnishment is unsuccessful, you may proceed with a writ to seize assets, until you’ve exhausted your options.

Learn about the other collection tools that are available here!

If you have questions about your debt collection lawsuit, contact and experienced attorney for debt collection in Michigan to help answer any questions you may have.

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Have Questions? We Specialize in Debt Collection!

At Muller, Muller, Richmond, Harms, & Myers, P.C., our debt collectors in Michigan can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

Since 1961, our top-rated lawyers have been dedicated to professionally and aggressively pursuing the money you’re owed in a straightforward, ethical manner. With office in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you're located out of the state or out of the country.

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Debt Collection Laws Protecting Our Military

Do you have debtors in the military?

Unfortunately, it can be a little bit more difficult to see any money from these debtors.

The Servicemembers Civil Relief Act (SCRA) provides protection to members of the military assigned to federal active duty so that their legal rights aren’t adversely affected by their military service.

Among the provisions of the SCRA, military members have the right to request a stay of civil court proceedings and may be able to secure relief from default judgments obtained while they’re on active duty. Upon notice to creditors, they may be eligible for reduced interest rates on their debts.

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help from a debt collector in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

What happens once you file a lawsuit?

After the defendant has been served, one of two things happen:

• The defendant files an answer, placing the case at issue. The clerk then sets the matter for a hearing.
• The defendant doesn’t file an answer with the court, and you ask the court to enter a default judgment in your favor.

If the defendant answers your complaint but is unwilling to settle, a trial is held, followed by an entry of a judgment by the court. If you win, your judgment will describe the specific amount of money the defendant owes you and establish your legal right to collect the money from him or her. 

Learn more here!

Debt Collection in Michigan: Get Started Today!

When you hire one of our attorneys to take your case on debt collection in Michigan, we’ll ease your stress by developing a strategy that works best for your unique case. An in-depth analysis and investigation of the facts will help us determine your options. Call us at 248-645-2440 for a free initial consultation and strategy meeting!

What is a Debt Collection Lawsuit?

A debt collection lawsuit is the strongest measure you can take to enforce collection of an unpaid balance. It involves filing a summons and a complaint with the court; the defendant/debtor then has some options:

1. Contesting your case by filing an answer and – under the right circumstances – also a counterclaim against you.
2. Making arrangements for payment, which when complete results in a dismissal of the cases.
3. Ignoring the lawsuit, which results in the court entering a default judgment in your favor.

Learn more here!

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

What You Need to Know About Foreign Judgment Recognition Laws

Trying to track a debtor across state lines?

Are you having a hard time collecting on a judgment?

Do you think they moved away to avoid payment?

States are obligated to recognize judgments obtained in other states under the Full Faith and Credit provisions of the U.S. Constitution. Most states have foreign judgment recognition laws to facilitate enforcement of international judgments.

Take the First Step! Contact an Attorney for Debt Collection in Michigan Today!

If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.

Attempting to Collect Across State Lines?

When your debtor moves, use your best skip-tracing efforts to locate him. Make demands on the debtor in the new location and try to persuade him to pay. Verifying an address, phone number, and even a new bank account or place of employment furthers your cause. When you’re trying to collect a judgment from someone who moved away, read this!

Debt Collectors in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our debt collectors in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Factors You Should Consider for Successful Execution of Seizures

Have you created a list of assets owned by your debtor?

Are you prepared to fight for every dime you’re owed?

Are you well aware of things that can complicate your claim?

You have many factors to consider that can potentially weigh against proceeding with execution. Possible concerns include:

• How the property is owned. If the property is owned by more than one person, you may only be entitled to a portion of the value, or nothing at all.
• Tax liens and secured creditors. Prior lien holders have priority over the assets you seize, meaning they must be paid first out of the sale proceeds.
• Special rules may apply. Restrictions apply to execution against the assets of cities, townships, school districts, and states.
• Practical considerations. Avoid spending more on the process than what you’re going to get out of it, because you’ll get stuck with the bill.

Attorneys for Debt Collection in Michigan Fight for Your Creditors’ Rights!

If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact an experienced attorney for debt collection in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

How to Create a Solid Plan for Successful Seizures

Given the cost of execution and the chance of being stuck with the bill, it makes sense to have a solid plan in mind before you initiate the process. First, you want to be sure that your debtor has enough assets to cover the cost of this process, and ideally, to also cover most or all of the amount owed on the judgment.

Start by gathering accurate and specific information that a court officer or deputy sheriff can use by:

1. Creating a list of assets owned by your debtor.
2. Double-checking your files to make sure the information on your list is accurate.
3. Preparing a cover letter containing that information is for the benefit of your officer.

Have questions? Don’t hesitate to contact an attorney for debt collection in Michigan at Muller Law Firm.

Call Experienced Attorneys for Debt Collection in Michigan Today!

If you’re a business owner, you may decide having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our attorneys for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.

Tips to Prepare to Be a Witness in Court

Never been a witness before?

Are you not sure what to expect?

Worried about your testimony?

Here are some tips we recommend to ensure your experience as a trial witness goes smoothly include:

1. Talking to your attorneys before trial can help prepare you for court. They may even be willing to walk you through the testimony itself. 
2. Listen carefully! During a trial, while a defense witness is testifying, it’s helpful to take notes describing your thoughts and observations.
3. Answering questions in court. Some of the questions your attorney may ask may seem unnecessary, but they’re foundation questions that the attorney must ask in order to introduce evidence or to make a particular point to the court.
4. Offering documents into evidence. When introducing evidence, your attorney must follow requirements set forth in court rules and the rules of evidence. Your lawyer may ask you questions intended to lay down a foundation (a legally sufficient basis) for the admission of an exhibit into evidence.
5. Handling cross examination. On cross-examination, an attorney wants to lead you into making admissions that are harmful to your case, to embarrass you, to show that you’re ignorant, incompetent, biased, not to be trusted, and so on. 

Call Experienced Debt Collectors in Michigan Today!

If you’re a business owner, you may decide having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.

What You Need to Know About Being a Witness in a Trial Court

Testifying at trial is intimidating, particularly the first time you take the stand. As long as you’re prepared, you have nothing to fear. Most states forbid lawyers in small claims court, so your case will probably be heard in a regular trial court. Although the general procedures of a trial court are the same as small claims court, more formalities must be observed in trial court.

Learn more here!

Call Experienced Debt Collectors in Michigan Today!

If you’re a business owner, you may decide having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact debt collectors in Michigan today at (248) 645-2440 for a free no obligation consultation.