“If Someone Owes Me Money and Refuses to Pay it, What Should I Do?”

Does someone in Michigan owe you money?

What should you do?

There are many common sense strategies to help you collect on money you’re owed. To help you organize your thoughts as you consider how to enforce a debt, please review this handy list:

1. Start by simply asking for the money you’re owed.
2. Discuss alternate forms of payment.
3. Convey a sense of urgency and include consequences for their failure to pay.
4. Continue trying to escalate your collection activities. If you can’t reach a resolution, it may be time to contact a debt collection attorney in Michigan.
5. If the amount owed is within the small claims limit ($5,500 or less at this time), you can file your claim there. Keep in mind that you are not allowed to have an attorney represent you in small claims court.
6. If your claim is over $5,500, you can file in district court; if it’s over $25,000, you can file in Circuit Court. It is almost always better to retain an attorney to represent you in these courts. 
7. We recommend that you consult or hire a debt collection attorney.
8. Be sure to file the proper forms on time before the statute of limitations expires.
9. Prepare for your court date with as much evidence you can gather to ensure you don’t get cheated out of what you are owed. If you hire an attorney, he or she can advise you on what evidence you may need.

Creditors have rights too! Don’t let the money you’re owed for your time and services go uncollected. You deserve to get paid for products and services you’ve provided. If you fail to pursue legal action against a debtor the value of your work could be lost. Protect yourself today and call an expert debt collection attorney in Michigan to discuss your rights!

Call An Experienced Debt Collection Attorney in Michigan Now!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collection attorney in Michigan today at (248) 645-2440 for a free no obligation consultation.

What is a Judgment?

A judgment is an order from a court that has jurisdiction over your debtor. It states with certainty what your remedy is … in collection lawsuits, that is almost always a specific amount of money. Sometimes an interest rate and a payoff period are also included. Once the judgment is issued, there is no more arguing about how much is owed or by when.

If your debtor doesn’t pay the entire amount of the judgment (or fails to make a payment within the specified time), you can seek a “default,” and you may be able to collect against some property the debtor owns, or against some payment he or she receives. For example, according to Nolo, “property the creditor can take varies from state to state. Usually, the creditor can go after a portion of net wages (up to 25%, more if the judgment is for child support), bank and other deposit accounts, and valuable personal property, such as cars and antiques. However, every state has certain property it declares exempt.”

Are you looking to collect on payments that are past due?

Are you frustrated with collection calls?

Muller, Muller, Richmond, Harms, & Myers, P.C. can help you with debt collections in Michigan and the surrounding areas. Imagine the peace of mind and financial security that come with the help of an experienced collector. You can cross those old accounts off your budget and grow your business with access to more of your money. Get started today!

Why Choose Muller Law Firm?

We’ve been in the collection business for over 55 years, and we’re based right here in Michigan. When you call the Muller Law Firm, your initial consultation and strategy meeting are FREE! We don’t think you should have to pay just to be informed of your rights. Do you?

We want to make sure you’re well educated and comfortable before we take any further steps. If you’d like to speak to one of our expert attorneys about debt collections in Michigan, give us a call at 248-645-2440. Stand up for your rights as a business owner, and get what you’re owed!