How Do Garnishments Work?

Struggling to receive payment after getting a judgement?

Don’t stress out! Don’t give up! There’s still more you can do to get what you’re owed.

You can file for a garnishment against the debtor. There are several ways of doing this including garnishing debtor’s checks, bank accounts, and income tax refunds.

According to Michigan statutes, “you must wait 21 days after your judgment was signed before you can get a garnishment. There are two types of garnishment: 1) periodic, and 2) non-periodic.

A periodic writ of garnishment is used to garnish the defendant's wages, rent payments, land contract payments, or other debt that is paid to the defendant on a periodic basis. A periodic garnishment is valid for up to 182 days or until the judgment, interest, and costs are paid off, whichever occurs first.

A non-periodic writ of garnishment is used to garnish the defendant's bank account (except for wages that are deposited in the account) or other property. Once money has been garnished under the non-periodic writ, the writ is no longer valid. If there is a remaining balance on the judgment, you must get another writ to collect more money.”

Call An Experienced Michigan Debt Collection Attorney Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. After a hard day’s work, you’ll be able to sit back and relax. We specialize in Michigan debt collection services, and we’re happy to discuss your options.

We can help you with in-state, out of state, and international judgment collections when the debtor’s in Michigan. Contact Mike Muller to get in touch with our Michigan debt collection attorneys today at (248) 645-2440 for a free no obligation consultation.