The FDCPA imposes some specific restrictions on your collection phone calls to debtors. Follow these guidelines:
- Collection Calls should be made during normal business hours to avoid harassing the debtor.
- Normally, calls should be made between 8a.m. and 9p.m. However, if the debtor indicates in writing that he would prefer to be contacted at another time, then you must respect that request to avoid harassment under the FDCPA.
- If you are told in writing not to contact a debtor at work, you must stop calling.
- Even on the phone, communications governed by the FDCPA must include the warning that you are “a debt collector attempting to collect a debt.”
Take the First Step! Contact an Attorney for Debt Recovery in Michigan Today!
If you need the help of an attorney for debt collection in Michigan your first step is easy! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. We offer a free consultation and strategy meeting, no fees unless you win! Don’t let the money owed to you go away – get started today! We look forward to hearing from you.
