Credit Card Collections in the State of Michigan

Are you having a hard time collecting on credit cards?

Are your debtors hard to track down?

Are you wondering how long you have to claim the money that is rightfully owed to you? Credit card collection cases are considered a breach of contract. You’re supposed to pay the amount charged at a specified date. If a client fails to pay what they owe, the Michigan Legislature revised judicature act of 1961 Sec. 5807 states that:

“No person may bring or maintain any action to recover damages or sums due for breach of contract, or to enforce the specific performance of any contract unless, after the claim first accrued to himself or to someone through whom he claims, he commences the action within the periods of time prescribed by this section.

The period of limitations is 6 years for all other actions to recover damages or sums due for breach of contract.”

If you have multiple accounts that are in breach of contract status, you should speak with an experienced attorney right away! Imagine the peace of mind and financial security that come with the help of an experienced collector. You can cross those old accounts off your ledger and grow your business with access to more of your money.

Why Choose Muller Law Firm?

We’ve been in the collection business for over 56 years, and we’re based right here in Michigan. When you call the Muller Law Firm, your initial consultation and strategy meeting are FREE! We don’t think you should have to pay just to be informed of your rights. Do you?

We want to make sure you’re well educated and comfortable before we take any further steps. If you’d like to speak to one of our expert attorneys about debt collection in Michigan, give us a call at 248-645-2440. Stand up for your rights as a business owner, and get what you’re owed!

Bad Check Laws in Michigan!

Are your clients writing bad checks?

Are you having a hard time balancing your books?

Do you need a collection attorney to go after your bad checks?

Did you know that in the state of Michigan, writing a bad check greater than $50 is a felony? Also, that any check that bounces less than $50 is considered a misdemeanor in the state?

In addition to criminal fines and penalties, the check writer may be forced to cover civil damages. Since the Michigan law was last changed, the state now allows the victim to sue for damages. The victim must first request a payment from the offender by a set due date. If the offender neglects to pay reparations, the victim can sue for the entire amount of damages and the original bad check. Damages can include as much as double the amount of the original check.

For criminal penalties, a debtor may have to pay up to $250 in fines and serve six months in jail or pay a $500 fine and serve one year in jail depending on the severity of the offense.

If it turns out you need help collecting from your debtors, know that help isn’t far away! At Muller Law Firm we can help you strategize, and get results!

Call An Experienced Debt Collection Attorney in Michigan Now!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 55 years. Our attorneys know how to get results for our clients and they’re dedicated to getting a satisfactory outcome. Contact our debt collection attorneys in Michigan today at (248) 645-2440 for a free no obligation consultation.