Friday, September 15, 2017

3 Simple Ways to Deal With Problem Checks!

Are you having a problem processing your debtors’ checks?

Is your debtor writing checks that don’t clear the bank?

Do you need help getting your company on the right track?

Checks may bounce because of a mistake by your customer. Mistakes can happen, they may have just forgotten to deposit enough funds in their account to cover all of their bills. 
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With a few simple steps, you can minimize the impact of nonsufficient funded checks by following this advice:

  1. Deposit checks as soon as you receive them
  2. Anticipate that nonsufficient checks will happen
  3. Know your customer


According to the Credit & Collections Kit for Dummies, “If the customer doesn’t immediately offer to replace the nonsufficient check with a cashier’s check, deposit the same check a second time. The second time may be the charm, and it just may clear.” Your best bet is to call your customer’s bank to see if there are sufficient funds to cover your check. In the long run, you could save yourself a huge headache. 

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome.

Attorneys for Debt Collection in Michigan Fight for Your Creditors’ Rights!



If you’re a business owner, you should be spending your time conducting business rather than chasing down debts. Contact our experienced attorneys for debt collection in Michigan today at (248) 645-2440 for a resolution to your collection matters. Let the experts worry so you have more time to focus on growing your business.

Friday, September 1, 2017

Judgment Enforcement and Renewal

Are you having a hard time collecting payment from your debtors?

How can you enforce a judgement?

Are you allowed to renew your claim?

According to the Credit & Collections Kit for Dummies, written by Steven A. Harms, former senior partner at Muller, Muller, Richmond, Harms, & Myers, P.C., “a lot of people believe that if they get a judgment from the court, their debtor must promptly pay you in full. In many cases, it isn’t over by a long shot.”
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Watch out for debtors who try to persuade you to set aside your hard-earned judgment in exchange for a written promise to pay the balance. They probably have no intention to pay back what’s owed. You’re going to have to work much harder to get paid, perhaps including obtaining a writ of seizure, seizing their assets and selling them off to bank the proceeds.

Debtor Still Hasn’t Paid? How Do You Renew a Debt?

The easiest way to renew a debt is to obtain a partial payment on the account before the statute of limitations run out. In Michigan, a partial payment starts the statute all over again as of the date of payment. For example, if the statute of limitations is four years, if three years and eleven months have passed and you convince a debtor to make a payment on the account, the payment starts the time to sue all over again. You have four more years to sue for the debt! Great loophole! 

Not sure where to start in your debt collection process? Contact an experienced attorney for debt collection in Michigan today. At Muller, Muller, Richmond, Harms & Myers, P.C., we can help you reach your business goals!

File For Debt Collection in Michigan Today!

If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

The law firm of Muller, Muller, Richmond, Harms & Myers, P.C., has successfully represented and handled collection matters for more than 56 years. Our attorneys know how to get results for our clients and they are dedicated to getting a satisfactory outcome. Contact our firm to speak with a lawyer about your needs for debt collection in Michigan today at (248) 645-2440 for a free no obligation consultation.