Monday, June 1, 2015

What You Must Know About Creditors Lien Rights

Are you wondering what your rights are as a creditor in trying to get debtors to pay outstanding bills?

It’s not hopeless, as some may think. As a debt collection firm in Michigan that’s been in business over 50 years, we’ve seen our fair share of cases. We have a great success rate obtaining claims for our clients.
Photo credit: Anna Langova
Wouldn’t you love never again have to have the hassle of making collection calls? It can be tough to get your debtors on the phone. Instead, let us do the hard work for you!

There are several things you can do to get money you are owed, such as a property or judgment lien to satisfy debts. Typically, a creditor will obtain property liens only in limited circumstances. However, creditors may obtain judgment liens when a lawsuit is filed against a debtor for an outstanding debt.

How to File a Property Lien:


When a debtor volunteers a property lien arrangement – the creditor may take action to repossess or foreclose on the property a debtor pledged as a security interest. The creditor must perfect the property lien. State law typically requires the creditor to "perfect" the property lien by recording it with the state. The creditor must remove this lien once a debtor pays the corresponding debt in full.”

Our Michigan debt collection attorneys at Muller Law can help you contact the debtor to arrive upon a plan to get the debt paid off. A property lien may be one of those options.

How to File a Judgement Lien:


The creditor first obtains a judgment against a debtor. The creditor records the lien in the county where the debtor or the property resides and attaches the judgment as proof of the creditor’s entitlement to the lien.”

If you’d like to file a judgement lien against a debtor, our debt collection attorneys can help you do just that. We work hard to achieve results and utilize a variety of methods to ensure that our clients recover what’s owed to them.

Call An Experienced Michigan Debt Collection Attorney Today!


If you’re a business owner, you may decide that having a debt collection law firm work on your unpaid invoices is your best choice. That’s an area we specialize in, and we’re happy to discuss your options.

We can help you in in-state, out of state, and international judgment collection
 enforcement. Contact our Michigan debt collection attorneys today at (248) 645-2440 for a free no obligation consultation.

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